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Add You - Learn About The Fair and Accurate Credit Transactions (FACT) Act and the FTC
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“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to wo
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“The FTC continued to implement and use, the Fair and Accurate Credit Transactions (FACT) Act to further address the problem of identify theft. Consumers nationwide now are able to request a free annual credit report. In November 2004, the FTC issued its final rule regarding the proper disposal of consumer report information and records, the final summary of rights for identity theft, the final summary of general consumer rights, and revised furnisher and user notices.”
Yet if you read this carefully they did little if anything to help consumers, instead passed off their obligations to corporate credit reporting companies in my opinion of which there are only four. The FTC then used this as a reason to request more funds from Congress in FY 2005, yet they embellish their actual involvement and protection to the consumer.
“In December 2004, the FTC issued a report to Congress on credit report accuracy and completeness.”
So what they made a report? Big deal how does this help the consumer who is paying the bill with US Taxpayers monies? But they go on to state:
“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to wor
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“The FTC continued to implement and use, the Fair and Accurate Credit Transactions (FACT) Act to further address the problem of identify theft. Consumers nationwide now are able to request a free annual credit report. In November 2004, the FTC issued its final rule regarding the proper disposal of consumer report information and records, the final summary of rights for identity theft, the final summary of general consumer rights, and revised furnisher and user notices.”
Yet if you read this carefully they did little if anything to help consumers, instead passed off their obligations to corporate credit reporting companies in my opinion of which there are only four. The FTC then used this as a reason to request more funds from Congress in FY 2005, yet they embellish their actual involvement and protection to the consumer.
“In December 2004, the FTC issued a report to Congress on credit report accuracy and completeness.”
So what they made a report? Big deal how does this help the consumer who is paying the bill with US Taxpayers monies? But they go on to state:
“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to wo
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Yet if you read this carefully they did little if anything to help consumers, instead passed off their obligations to corporate credit reporting companies in my opinion of which there are only four. The FTC then used this as a reason to request more funds from Congress in FY 2005, yet they embellish their actual involvement and protection to the consumer.
“In December 2004, the FTC issued a report to Congress on credit report accuracy and completeness.”
So what they made a report? Big deal how does this help the consumer who is paying the bill with US Taxpayers monies? But they go on to state:
“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to wo
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“In December 2004, the FTC issued a report to Congress on credit report accuracy and completeness.”
So what they made a report? Big deal how does this help the consumer who is paying the bill with US Taxpayers monies? But they go on to state:
“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to wo
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“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to work on the numerous additional rules and reports mandated by the Act.”
So here we are in 2006 and so far all the FTC has done is hold hearings, written two reports and states they need more money to continue to work on it? What on Earth are we saying here? That the FTC once it gets something to do, whether or not it does it or not, it still requires more taxpayers money? What on Earth for? Close that agency; they are wasting our money in my opinion. Consider this in 2006.
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