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  • Add You - 11 Ways Your Identity Can Be Stolen and Protect Yourself from Credit Card Fraud

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    orough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive
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    Here are some typical ways in which thieves gather information about you:

    1. Stealing wallets or mail

    2. Filling out a change of address form using your name and collecting your mail.

    3. Snatching pre-approved credit offers from the trash, recycling bin, or mailbox.

    4. Ordering unauthorized credit reports on you by posing as a potential employer, landlord, or even you.

    5. Illegal computer tapping by a dishonest employee at a business where you have provided information or been granted credit.

    6. Looking over your shoulder at phones and ATMs to gather PIN numbers, sometimes with binoculars or listening devices.

    7. Breaking into computer systems and searching for people with good credit.

    8. Using phony telemarketing schemes to con you into giving them your personal data.

    9. Using personal information you shared on the Internet.

    10. A former friend, lover, roommate, or coworker with a grudge gathering sensitive information and using it in an attempt to extract revenge (a more common occurrence than most people realize).

    11. Perhaps the most frightening - and most thorough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive a

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    4. Ordering unauthorized credit reports on you by posing as a potential employer, landlord, or even you.

    5. Illegal computer tapping by a dishonest employee at a business where you have provided information or been granted credit.

    6. Looking over your shoulder at phones and ATMs to gather PIN numbers, sometimes with binoculars or listening devices.

    7. Breaking into computer systems and searching for people with good credit.

    8. Using phony telemarketing schemes to con you into giving them your personal data.

    9. Using personal information you shared on the Internet.

    10. A former friend, lover, roommate, or coworker with a grudge gathering sensitive information and using it in an attempt to extract revenge (a more common occurrence than most people realize).

    11. Perhaps the most frightening - and most thorough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive

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    s and ATMs to gather PIN numbers, sometimes with binoculars or listening devices.

    7. Breaking into computer systems and searching for people with good credit.

    8. Using phony telemarketing schemes to con you into giving them your personal data.

    9. Using personal information you shared on the Internet.

    10. A former friend, lover, roommate, or coworker with a grudge gathering sensitive information and using it in an attempt to extract revenge (a more common occurrence than most people realize).

    11. Perhaps the most frightening - and most thorough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive

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    tion you shared on the Internet.

    10. A former friend, lover, roommate, or coworker with a grudge gathering sensitive information and using it in an attempt to extract revenge (a more common occurrence than most people realize).

    11. Perhaps the most frightening - and most thorough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive

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    orough - way to steal your identity is by purchasing your Social Security number, mother’s maiden name, home and employment address, previous addresses, credit history, and more for just a few dollars from one of the identity search companies spawning on the Internet. Once you receive a credit card, protect yourself and your efforts to repair your credit by following these suggestions:

    1. Send your creditors a change of address when you move. Many creditors provide change of address boxes on their monthly bills. For your other creditors, you can send a letter, call the customer service phone number, or use a post office change of address post card.

    2. If you need an increase in your credit limit, ask for it. Many creditors will close accounts or charge late fees on customers who exceed their credit limits. But pay close attention: If you’re charging to the limit on your credit card, you may be heading for financial trouble.

    3. Take steps to protect your cards. Sign your cards as soon as they arrive. If you have a personal identification number (PIN) that allows you take cash advances, keep the number in your head and never write it down near your credit card.

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