Add You - Business

The Joint Venture Analogy
Imagine my doctor sending out an e mail to all his patients, offering them a discount on hip replacements for November. Or the Network Marketing lady who walked into my seminar in a hotel in Abbotsford and announced that, after looking at the palm of my hand, I was deadly ill and needed her supplements. She added that this would also make me financially secure, implying that I was not financially secure. She had never met me and was not even a part of my seminar audience!This is not all that uncommon – attend most “Business Networking Events” and you will find a bunch of self-employed salespeople thrusting their business cards at each other and proudly broadcasting their “Elevator pitches” to all and sundry, whether they want to hear it or not. They might as well go from door to door selling brushes to people who don’t need them or want them.Joint Venture experts have an entirely different approach; they are like my doctor. He sits quietly and asks questions and listens to me. He examines me. He does not tell me about how smart he is or how many babies he delivered last week. He does not regale me with the benefits of dealing with his practice. He LISTENS. He finds out where it hurts and reads my file. And then, like the good South African doctor he is, he prescribes the solution to my specific problem. He doesn’t have to sell me or convince me or persuade me. And I gratefully take his advice.Joint Venture experts build bridges, create solutions and solve problems. And they get well paid for it. They don’t work for nothing. They are Capitalists and they understand business. They know that we get paid in direct proportion to the value we create. They don’t sell time, either – they simply link us up with the solution we seek and need. If the MLM lady above had taken the time to ask me many questions and show a genuine interest in me, she might have found that I was in search of a solution for some physical qualm, in which case I might have asked her to sell me the solution in the form of her product. But her desperation, arrogance and ignorance denied her any chance of ever doing business with me. Fortunately, not all Network Marketing people are like her!Let us understand the power behind Joint Ventures by taking the time to become sincerely interested in the other person and forget about what we want. Zig Ziglar said, “You can get anything you want out of life, IF you’re pre

The Florida Bar disciplinary system unless it's to voluntarily work as a grievance committee member.

Responding to Inquiries from The Board of Bar Examiners after you have filed your application: Those of you who fill out your own application without help will probably be peppered with inquiries from the Board of Bar Examiners. This is your second chance to mitigate or ameliorate future damage to your ability to be admitted. There is just too much to cover in this area, but be that as it may, the same advice applies. Experienced assistance is advisable before responding.

The (Board's) inquiries are artfully drafted and generated because a formal investigation has uncovered issues of interest. There are rules (i.e., proper procedures of how these questions should be answered and in what time frames). Each question must be answered and then sworn to in affidavit form (i.e., you swear you are not fibbing again).

I have had clients who have literally been so busy with internships and job interviews and the excessive pondering of how they are going to pay their law school loans that they have actually ignored the Board of Bar Examiner inquiries. The mail from the Board of Bar Examiners was put to the side to the point where formal charges are not only levi

The Papers You Can Find May Make a Difference!
Let’s face it! Most of us know there are important information and records we should have readily available at our fingertips, If you had five minutes to evacuate your home, what would you take with you? What are your wishes in case of a life- threatening medical emergency? Where is the safe deposit box key? Who should your spouse contact in your company in case of a disaster? Even if you know where to find the information, could someone else if you were not available? Libraries and websites are full of recommendations about crucial records – but how many of us ever get down to organizing what we have? For many people in the “sandwich generation,” the issue gets even more complicated, as we find it necessary to organize information for other people in our lives.Admittedly, this is not a fun job, but it doesn’t have to be overwhelming. Don’t worry about doing the job perfectly – just get started! Here are seven suggestions to make the job easier:1. Identify one or more locations to file all crucial information. Start with a portable file box in an easily accessible place. Papers that are difficult or impossible to replace should be kept in a safe. Keep the key or combination in more than one location. Keep copies of important papers, or at least a list of the safe contents, in a separate location.2. Start now to collect any papers related to banking, investments, property owned, wills, insurance, medical, etc. Check the list at the end of this article for suggestions.3. Create a list of the contents of your filing system so you can easily see what is available – or what you still need to acquire. (Kiplinger’s Taming the Paper Tiger software will allow you, or anyone in your family, to find anything you file in 5 seconds through an internet-like search. In addition, it will automatically print out a report of your file contents in case your computer is not accessible!)4. Create copies now (certified, in cases of birth certificates, and other crucial documents) in case you need them to provide government agencies, and you don’t have access to a copy machine.5. Put important original documents in plastic covers to protect them, and – more importantly -- to prevent you from accidentally giving away an original copy.6. Notify the appropriate people where this important information will be located in case you are not available when it is needed.<

The great irony of being in a situation to encounter one of these issues at an informal investigative hearing is that you have established yourself as one of the best and brightest, have or are about to graduate law school and you are about to set forth and pass the bar exam.

This interesting situation of having to answer questions about your past indiscretions, your past or perhaps recent use of marijuana or cocaine or alcohol to excess, or the fact that you have been seen by and counseled by a mental health counselor is that you have most likely dealt with these issues and moved on.

Law schools, as you know, screen applicants with extreme focus to be sure the best and brightest are going to be admitted to their school. Then as a distinguished alumni, they will funnel contributions to the law school to make it an even stronger and more viable institution.

You may be interested to know that law schools do not expect everyone who is admitted to law school to graduate. This is to be expected because the rigors of law school and the methods of teaching are not suited for everybody who is bright enough to be admitted. The bottom line here is that you have survived and you see the finish line ahead. Congratulations!

The Florida Board of Bar Examiners is not evil, vindictive or sadistic.

I have had the opportunity to work with The Florida Bar for many, many years and this experience has allowed me to work with and along side those who are actually employed by the Board of Bar Examiners as "prosecuting attorneys" and the distinguished panel of Board members who volunteer their time to guarantee the integrity of this process. Their collective goal is to weed out those who are not fit to practice law. My experience has shown that the Board's application of the stated policies and rules at an investigative hearing is one that allows for an excellent evaluation in the early stages of those who need further scrutiny and those who do not.

Most of you who apply will meet the requirements therein, and pass the bar examination with your character and fitness issues behind you. Some of you will not. This is not to say you are less human, but I have a hypothesis to help you answer the "why me".

You who have had an opportunity to experience life have not been sheltered or ushered through your formal education experience by your parents or some other benefactor.

This all boils down to one basic concept, most who are invited to discuss large credit card debt, former substance abuse, mental health counseling or common real life indiscretions that involve the criminal justice system are normal healthy active and otherwise excellent citizens.

It is just my opinion, but it is my opinion nonetheless, that those of you who have had the opportunity to experience life on its own terms without the safety net of legacy or other helpful heredity, will in the end make the best advocates and counselors of the law.

The application process and investigative hearings:

The application process is the most important stage of your legal career bar none (pardon the pun). I say this because having been a lawyer for 17 or so years and one who has dealt with these matters for many, many years, I have found that the application and how it is filled out is either the beginning of the end or the end of the beginning.

You have either done the right thing, the application's out of the way and the character and fitness issues are now being evaluated, or you have not done the right thing and committed "unintentional suicide" while filling out the application. I say unintentional because you will fill out the application as you have others, and you will see nothing wrong with your answers, but the Board of Bar Examiners may take issue with the "quality" of your responses.

The application process is the best time to find competent assistance. I would urge all of you to do so if you have any of the life issues that I've already mentioned. I can tell you with great confidence, none of these issues will disqualify you to become a lawyer.

Believe it or start writing your own headstone.

I have represented people who have been in prison for more than 5 years because of various crimes such as robbery or as we lovingly said in my prosecution days, "relieving someone else of the responsibility of taking care of their own stuff." They are now members of The Florida Bar and their experiences in life have made them excellent lawyers. I have also represented folks who have had 3 dozen credit cards all of which were charged to the max and then discharged the whole mess through bankruptcy. Everyone of them now has the title "Esquire" after their respective names.

I have seen dozens of applicants who have had various and sundry mental health issues from a single visit to a counselor after a drunken binge, to those who have been diagnosed as bi-polar or schizophrenic or both. They are now practicing lawyers and excellent members of our bar. And, finally, I have seen several dozen applicants who had documented substance abuse problems whether it be alcohol, street drugs or prescriptions. They worked hard at sobriety and are doing just fine.

You may be surprised, but I have found that those who have faced such problems and overcome them are much more likely not, and I repeat not, to have any formal involvement with The Florida Bar disciplinary system unless it's to voluntarily work as a grievance committee member.

The Role of Typography
Graphic Design is a very challenging creative and artistic job. Graphic designer has to be able to solve the task given and comes up with the idea of visual communication which not only attractive but yet persuading the viewers/readers to grab the message behind it and arouse the emotion, logic and certain needs. Generally, graphic designer use a lot of pictures, symbols, letters and any other graphic elements.Sometimes, Graphic Designer is assigned to do the lay out or composition of many words or long sentences on many pages. In this case, letters or typography is no longer as an additional element but they are the main element of the graphic communication known as books, brochures or catalogue.Either as an additional or main element, typography has a very important role to determine the result of visual communication. Many designers think that the most important in design is the thought or the idea and how it would be executed. They consider typography as an additional element.The truth is that typography could be the main idea of the graphic communication and could be the only effective visual communication. In some cases, we found that the mistakes of the typography usage could ruins the whole design no matter how good the design is. The result is that the viewers/readers couldn’t get the message that we try to deliver. Some designers, especially the beginners don’t have the sense of harmony (yet) which is one of the graphic design principles. They were inclined to use fonts based on what they like, even more, they use them almost in same size, without considering the harmony, balance and yet headlines, sub headlines and content.Choosing the type of fonts has some consideration, which are:- the style of design (classic, modern or futuristic style) - what design is about (the product) - the size of the media - how much information to put onTry not to use too much kind of font on 1 page, 2 different types of fonts is the best. You can play around by make it bold, italic, use different size or different colors to make them looks vary.

he Florida Bar for many, many years and this experience has allowed me to work with and along side those who are actually employed by the Board of Bar Examiners as "prosecuting attorneys" and the distinguished panel of Board members who volunteer their time to guarantee the integrity of this process. Their collective goal is to weed out those who are not fit to practice law. My experience has shown that the Board's application of the stated policies and rules at an investigative hearing is one that allows for an excellent evaluation in the early stages of those who need further scrutiny and those who do not.

You who have had an opportunity to experience life have not been sheltered or ushered through your formal education experience by your parents or some other benefactor.

The application process and investigative hearings:

Believe it or start writing your own headstone.

How to Start a Wholesale Distribution Business from Scratch
Have you ever thought of starting a wholesale distribution business? Maybe you're ready for a new challenge or have realized the profits that you can make when you deal with larger quantities of product. In any case, you need to know what to do in order to be successful.The first thing that you want to do is choose the products that you will be selling to retailers. You may want to choose products that you already know something about in order to use that expertise to choose quality products that you can then sell and make profit from. Make sure that you are testing the products prior to purchasing larger quantities. You want to be sure that you are always selling a superior product.These products will need to be stored somewhere, so choosing a warehouse is the next step in your wholesale business. You need to choose an area that is both secure and easy to manage. You might want to consider renting a space or using your own facilities if they are large enough. Determine how much the cost of the warehouse will be in terms of square footage and make sure that you are comparing multiple warehouses to ensure that you're getting the best deal.You might also want to consider setting up your warehouse in one of the southwestern states in the U.S. as this will allow you to be accessible more easily from Mexico or South America – where manufacturing is expected to skyrocket in the next few years. This will not only be more efficient, but it can also cut down your distribution costs.To start off right, you will want to create a system that will allow you to monitor the progress of your products from the manufacturer all the way to the customers. This can be called an order flow system. To build an effective strategy in these areas, you will want to coordinate product movement within the warehouse as well as the movements into the warehouse. This can be achieved through the use of computer systems that monitor package label numbers.You will also want to establish a working system of moving the products from the trucks into your warehouse – without damaging anything along the way. Try to envision how the shipments will come in to determine where you will need to set up inventory lists for double checking the incoming products as well as areas for products to be packed and sent to customers.And since money is truly everything in business, you will want to estab

onetheless, that those of you who have had the opportunity to experience life on its own terms without the safety net of legacy or other helpful heredity, will in the end make the best advocates and counselors of the law.

The application process and investigative hearings:

Believe it or start writing your own headstone.

The Bottom Line: Credit Card Processing Capability Depends on Credit
When you apply for credit card processing capability for your website, there are a multitude of factors that underwriters take into consideration when deciding whether or not to accept your application. These factors include:* The type of business you own * How long you have owned your business * Trends in your business earnings * Trends in your industry * Your collateral: machinery, equipment, property * Your personal credit reportWhen a merchant's credit card processing application is evaluated, their personal credit rating is assessed and significantly affects the outcome of the decision. A poor credit rating may preclude an application from being accepted. But what does your personal history have to do with your business potential?As far as your credit card processing application is concerned, everything. How you run your personal life is indicative of how you will run your business, helping the underwriters of your credit card processing application to determine whether or not you should be considered a risk. Everything that is included in your credit report is relevant information for the credit card processing underwriters. This information includes:* Whether or not you made personal credit card payments on time or at all, over drafted your accounts, or filed for bankruptcy may indicate your ability to repay future creditors. * Whether or not you have enough credit for your credit card processing underwriters to be able to satisfactorily discern your ability to repay debts. * If you have multiple inquiries into your credit rating by potential creditors, this shows negatively as well. This means that others have decided you are a risk, which may indicate to your current credit card processing underwriters that they should decide the same way.Research Your Credit ReportOne way to make sure that your personal credit is an asset to your credit card processing application is to make sure that it is as high as possible before you send in your application. It is free for you to check your credit report with the three major credit agencies in the country – Experian, TransUnion, and Equifax – once every year. Staying up to date with your credit reports will let you know right away if there are mistakes due to inaccurate reports or identity theft. The sooner you find out, the sooner you can get started getting these thing

, none of these issues will disqualify you to become a lawyer.

Believe it or start writing your own headstone.

Yellow Page Ad Design: The Top 5 Serial Killers of Yellow Page Advertising ROI
After thirty years in the ad design business (a dozen of them devoted exclusively to Yellow Pages advertising), I’d say these are the top four complaints I’ve heard:1) "They're far too expensive,”2) “I get poor return on my investment,”3) “my directory sales rep is a $#@!%,” and 4) “they made an error in my ad.”While I can’t comment on your directory sales rep, and I do think having the wrong number in your ad is cause for complaint, I’ve always felt the first two complaints were really one compaint - “My ad aint working!” - and that it wasn’t fair to blame the Yellow Pages themselves for a badly designed ad.So I’ve listed the top 5 Yellow Page design blunders below. Each mistake will bludgeon your ROI to a pulp. So read 'em, DON'T do 'em and you'll be overjoyed when your ad response jets off into the stratosphere.1) Your Headline Is Your Business Name, Logo, and/or PhotoFact is, your prospects don't car about who YOU are, what YOU look like or what YOU'RE all about. All they want to know is... "who's going to solve my problem in the most effective way possible?" Make your headline speak directly to your prospects needs and desires. Make it unique and irresistible. Spend the bulk of your ad development time on your headline because your response rate will live or die by it. Create an ad with a weak or nonexistent headline and you can wheel it to the morgue.2) You Want EVERY Type Of Customer In TownIf your ad is desperately trying to attract every type of conceivable customer, you will attract very few. Focus your ad on one specific type of prospect. This way you can engage readers in a much more thorough and personal way. The more tightly you focus your audience and message, the greater your response will be.3) Your Ad Copy Consists Of Nothing But Bullet PointsBullets will kill, if they're not used properly. You must include persuasive ad copy that speaks to your prospects needs and helps differentiate you from your competitors in a powerful way. Bullets are OK, just as long as you also include supporting copy that speaks to your prospects emotional needs and desires.4) Your Photo Or Illustration Is MeaninglessDon't use expected, generic images. They make eyes glaze over and push readers to your competitors' ad's who may have more compelling images. Use "une

The Florida Bar disciplinary system unless it's to voluntarily work as a grievance committee member.

At this point, not only is it much more financially cumbersome to "dig out", but it is tougher to overcome some character issues that have now been formed by the Board of Bar Examiners. When "the dog eats your mail" or you don't know the difference between junk mail and "extremely important career threatening" mail, the Board may just form the opinion that you would not do well with a trust account.

As to the investigative hearing, you may be invited to what is lovingly called an informal investigative hearing. These hearings are awkward to those who have "opportunities/issues" with their character and fitness. Character and fitness is carefully dissected here. Most of my colleagues would agree that preparing and attending the hearing alone is a mistake.

It has been my experience that the preparation for these hearings tends to amount to preparations that we trial lawyers routinely take getting ready for a jury trial. This means they try to anticipate every question that might be asked and based on experience and common sense, understand and appreciate the reasons why certain questions or issues may be outlined in your invitation to the "informal" investigative hearing.

Now, everybody has a right to have counsel, but a great many decide to go it alone which often compounds the need for counsel in the future.

The Rules. If you read the rules regulating admissions to the bar here in Florida, you will find there really are not that many of them and they are written in terms that, compared to other procedural areas of law, are general versus detailed. The hearing is described generally to see if you have the requisite character and fitness without clear guidance of how it is measured.

"Rule 3-21 Inquiry process. The Board shall conduct an investigation and otherwise inquire into and determine the character and fitness of every applicant or registrant. The Board take and hear testimony, administer oaths and affirmations and compel by subpoena the attendance of witnesses and the production of books, papers and documents."

The Possibilities. After the hearing before three Board members, you will receive a notice of Board findings:

a) your notice may say the Board has decided to recommend your admission;

b) your notice may say that the Board has decided to admit you if you meet conditions subsequent. This will delay your efforts;

c) your notice may say that the Board has decided to defer their decision pending further investigations; or

d) your notice may say the Board has decided to file formal specifications and endeavor to disallow your admission altogether at a formal hearing.

If you have not sought counsel up to this point, I would strongly urge that you do so now because there are opportunities for positive future interactions through the Board of Bar Examiners that you may avail yourself of without having to or prepare yourself for and go through the rigors of a formal hearing which are to say the least "challenging".

The Formal Hearing.

The formal hearing is much like trial on the merits of those charges or issues that have filed against you, the formal specifications.

If you look at the rules, for example 3.22-23, the Board's rules regarding bar admissions outline how this process will actually take place. There are some things that are similar to civil procedure and some things that really aren't, but those that are similar to civil procedure are, for example, the answer. Specifications will be much like a formal complaint that may be answered either by admitting, denying or some other form of negotiated result to any specification. You will find that the formal hearing is much like the informal investigative hearing regarding the rules of evidence. There are also some avenues of reciprocal discovery that you can avail yourself of and generally exhibits and witness lists are exchanged beforehand.

Interesting aspects of the process: There are some very interesting aspects concerning this entire process and I will mention them here.

First, the application itself. Although there are some extremely pointed directions concerning the application and how it is to be filled out, there is plenty of room for self-analysis and self-determination.

Second is the investigative hearing. The hearing is announced as the informal investigative hearing. As you walk in, you will find a court reporter who will not only have his/her fancy court reporting machine, but also a tape backup and microphones strewn about to make sure nothing is missed.

You will also find that the Board members that are asking you questions have a document to which they are referring in an effort to formulate questions. This document is the substance and result of the investigation of your application and any and all responses you have made to inquiries. I will tell you what I always tell those who seek my advice - the investigative document being used by the Board members is complete, accurate and unbelievably detailed. For example, they found that my client had not properly withdrawn from a university in the mid 60's (yes, 45 years ago), he/she had actually been administratively expelled. He/she never even listed this "attempt" at secondary education in Ohio

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The success of any product is greatly determined by the advertising campaign. Moreover, advertising is a crucial weapon to influence customer psychology. Advertising campaigns involve the use of many medias, posters being one of the most important. Posters located in strategic locations can do wonders to draw the prospective customer?s attention.

Here are some excellent businesses that you can start, operate and grow from your home. All these work at home businesses have the following desirable features:

When determining if your advertising is profitable, you need to look at advertising as a long-term investment, just like buying stocks, real estate, or mutual funds. When evaluating your advertising you need to take into consideration repeat sales from each new customer your advertising produces. Nearly all businesses earn the majority of their sales and profits on repeat sales, NOT first time sales. Understanding this concept is one of the secrets to building a successful business.

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