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Add You - Payroll Cards Improve Direct Deposit Participation
Companies can survive the massive disruption of a pandemic—but only if they take steps now to inoculate against the threat of contagious misinformation and fatal chain-of-command breakdowns.That warning comes from one of Canada’s most experienced disaster managers, who says even where a company has developed an emergency plan, few employees know about it, fewer are familiar with it, and nobody has tested it.“The most comprehensive plan isn’t worth the paper it’s written on if no one has read it,” says Steve Armstrong, who worked on incident command protocols during his decades with the Canadian military, and subsequently managed disaster responses for the Canadian Red Cross. Now the principal of Paratus Group, a disaster management consultancy, he advises organizations on creating and exercising emergency plans.“It’s common to draft a plan and then put it on a shelf in somebody’s office. Some organizations might put it on their Intranet. But there’s no incentive to read it, so nobody does—until a crisis starts.” At that stage, he says, it’s too late to comprehend the plan or troubleshoot its flaws. Worse—and this he knows from military maneuvers—the chances of people misreading and misinterpreting grow as the stress ratchets up.As in everything from marketing to marriage, successful disaster management depends on regular, consistent communication before a crisis brews.If talking about the pandemic possibility in advance of its arrival feels like fear mongering, it’s not. “The media already has that covered. People are hearing about this; it’s on their minds. Leaders have to face up to the tough questions, and address them to get them off the table,” Armstrong advises.The alternative, he notes, is uncertainty, false expectations and mistrust that can undermine employee commitment to business continuity.“For example, everybo
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient
Schools, universities, and many government agencies have a great need for date stamp transcript embossers. These machines can help emboss documents at a rate that would make manual embossing impossible. Most of the machines can make over 2,000 perfect embosses in an hour with a single touch of the date stamp transcript embosser or by a step of the foot pedal.These date stamp transcript embossers come with the state seal, text, and even custom seals that have artwork, for an additional cost. It is possible to emboss a single sheet and two-part carbonized forms of organizations. The date stamp transcript embosser is perfect for use on certificates, diplomas, and legal papers. All that has to be done to initiate the process is to place the paper to be embossed into the date stamp transcript embosser. You can set the trigger mechanism of the date stamp transcript embosser to stamp at the same depth consistently and accurately. If required, you can also get optional guide shelves that allow for the exact positioning of the document or certificate every time you have to emboss them.There are various accessories that come with date stamp transcript embossers; you can opt for a foot pedal or push button stamping, visual counter, security lock and the extension trigger. The newer models of date stamp transcript embossers now emboss a raised seal into a document while printing a combination of signature, date, title, and any additional text in a single go. With this, you cannot only emboss the date on these important documents, you can also sign, validate, and certify these certificates.Most of the date stamp transcript embossers come with an interchangeable die clip to give the user a choice of three seal sizes. With these different pressure settings, it is possible to execute three pressure settings on various paper stocks. These embossing can be imprinted withi
For the staffing industry in particular, this trend poses a significant potential for savings as the volume of payroll checks for external staff is far greater than that of internal staff. For example, a staffing firm with 20 staff members may employ as many as 500 to 1,000 temporary employees per pay period. The costs associated with paying this many employees is on par with much larger organizations outside the staffing industry who, like you, strive to provide superior service at a minimal cost. By providing direct deposit to your employees, you will experience dramatic savings as well as improve relations with your employees by providing this valuable benefit.
Background on the Market
Over the past eight to ten years, we have all had experiences with either pre-paid telephone cards, gift cards or the omnipresent debit cards. These are all convenient ways to store money that can be utilized either by a specific individual or by the person possessing the card. More recently, the concept of payroll cards has been introduced as an alternative way to provide payroll funds to individuals. These cards are a fairly basic concept that may sound familiar. Load an employee's payroll funds onto a card that can then either be withdrawn from an automated teller machine (ATM) or used to purchase goods and/or services up to the amount associated with the card, just like a debit card. The card, once all funds have been used, can either be re-loaded with funds or discarded. Therefore, instead of an employee receiving a paycheck they receive payroll funds in an account via direct deposit and they are able to retrieve their funds through their payroll card.
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient,
It’s more than handing out promotional polo shirts. Many companies have discovered the value of employee incentive programs. Employees and staff who feel appreciated and recognized are more loyal and more hardworking. They produce higher quality efforts and can be your best ambassadors and publicity. Your employees will recognize a half-hearted incentive program, though. In order to be effective, though, an employee incentive program must meet three criteria: It must reward real accomplishments. It must be applied consistently. It must offer tangible rewards as well as recognition. Those “tangible rewards” can often take the form of “company swag” – hats, t-shirts and polo shirts embroidered or printed with your company’s logo are a great way of reinforcing the team spirit and the pride in being a member of the team. Keep in mind, though, that the rewards should be commensurate with the accomplishment, and they should offer real value. Here are some suggestions for effectively using promotional polo shirts, t-shirts and other company apparel as rewards and incentives.Reward Achievement with Special Notice Choose an achievable goal for your employees. It could be as simple as reaching six month’s service, or 100% attendance for a year, or it could reward outstanding performance. Many companies have something like an “Inner Circle Club” or “Diamond Sellers Club” for those employees who post high sales or achieve high customer satisfaction ratings. Those sorts of achievements deserve special recognition and a reward. Awarding each employee who achieves it with a promotional polo shirt that bears the company logo and the special distinction (Inner Circle Club) reinforces the sense of accomplishment with tangible reward that they can wear with pride.Reward Special Service If your c
Background on the Market
Over the past eight to ten years, we have all had experiences with either pre-paid telephone cards, gift cards or the omnipresent debit cards. These are all convenient ways to store money that can be utilized either by a specific individual or by the person possessing the card. More recently, the concept of payroll cards has been introduced as an alternative way to provide payroll funds to individuals. These cards are a fairly basic concept that may sound familiar. Load an employee's payroll funds onto a card that can then either be withdrawn from an automated teller machine (ATM) or used to purchase goods and/or services up to the amount associated with the card, just like a debit card. The card, once all funds have been used, can either be re-loaded with funds or discarded. Therefore, instead of an employee receiving a paycheck they receive payroll funds in an account via direct deposit and they are able to retrieve their funds through their payroll card.
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient
No matter in which country or state you and your company are based, you can incorporate in states within the United States. You can even incorporate online. The most common form of business organization, a corporation in the United States has many of the same rights and responsibilities as a person. The corporation is characterized by the limited liability of its owners, the issuance of shares of easily transferable stock, and existence as a “going concern.” The process of becoming a corporation is referred to as incorporation.The biggest advantages of incorporation are the protection afforded by limited personal liability and the corporation’s ability to exist beyond the lifetime of the original owner, members, or founders. A corporation can be sued just as an individual or any other business can be sued. However, limited personal liability means (in most instances) that if the corporation is sued or files bankruptcy, the assets of the corporation may be seized and sold—but not those of the owners. For example, creditors could not attach your personal assets. There are some instances in which a court might be convinced to impose personal liability.While it is possible to incorporate by yourself, it may be wise to retain the services of a competent firm or attorney to assist you with this legal matter. Among the first things you need to do are:• Choose in which state you plan to incorporate. • Make a decision on your corporate officers—most states in the United States require two or three parties to form a corporation. These officers can be friends or family members. • Decide if you will remain the sole shareholder. As the sole shareholder, you will control the corporation’s activities.In summary, the three main reasons why business owners incorporate are: • To protect personal assets such as their home; to limit personal
Background on the Market
Over the past eight to ten years, we have all had experiences with either pre-paid telephone cards, gift cards or the omnipresent debit cards. These are all convenient ways to store money that can be utilized either by a specific individual or by the person possessing the card. More recently, the concept of payroll cards has been introduced as an alternative way to provide payroll funds to individuals. These cards are a fairly basic concept that may sound familiar. Load an employee's payroll funds onto a card that can then either be withdrawn from an automated teller machine (ATM) or used to purchase goods and/or services up to the amount associated with the card, just like a debit card. The card, once all funds have been used, can either be re-loaded with funds or discarded. Therefore, instead of an employee receiving a paycheck they receive payroll funds in an account via direct deposit and they are able to retrieve their funds through their payroll card.
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient
Everything these days, it seems, have embraced the catch phrase made popular by a movie that featured a gigantic green lizard. Size matters. The sexual connotations of that phrase aside, size does seem to matter in every facet of human existence. The sight of a Big Mac is more appealing than a regular hamburger. Well-known companies want to establish offices in tall skyscrapers. A country’s prominence is determined by the depth of its economy’s pocket. Thick books are more respected than skinny publications.This inclination to favor what is big has caused a universal desire for expansion. We may start small with an endeavor, but we nurture dreams of eventually making it grander. The fact that the internet provides a gateway to a global market further fuels these dreams into a frenzied state.Lost in the hoopla of our collective fascination for catering to a larger market are the distinct advantages of keeping the business small. For all the fame and glory associated with a large scale business, the stability and reliability that small businesses enjoy are often missed. It would be prudent to consider the benefits of maintaining a small business before plans of expansion are pursued.Let’s take a look at some reasons why small businesses are better kept small.1. Smaller risks. Keeping the business small exposes it to less debilitating dangers. Small businesses don’t have to deal with customer complaints on a large scale, as any problem can easily be isolated. They don’t have to experience the issues that plague big businesses, and there is no need to hire $500 per hour lawyers to fix such headache-inducing tribulations. Keeping it small provides for a simpler setup that is more resistant against unwanted complications. Besides, those who play big lose big, and, assuming the worst, small businesses will only lose in proportion to their
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient
Color affects our livesColors evoke emotions Color communicatesHaving been an artist long before I ever touched a computer I knew instinctively the power different colors had on my emotions. It wasn’t until (over a decade ago) when I decided to combined art with technology that I found out how powerful using the proper colors for you marketing collateral can be.Studies show that shapes and colors affect people in different ways. Use them properly in your company logos, ad copy, and website and you'll beat the competition.Before you pick a color to represent your company image consider what that color will communicate to your clients/customers. Below you will find a simplified version of what the meaning of different colors are and the emotions they invoke. With combinations in various shades and intensities you can capture the look and feel that will attract your perfect customer.Something to keep in mind different cultures view colors very differently and you must take this into consideration before you make your decisions.IE: The traditional color of a wedding in the US is white – in India white is worn for funerals.Red Red is a very emotionally intense color, it is considered a hot color. It enhances human metabolism, increases respiration rate, and raises blood pressure.Hot colors project outward and attract attention. Red is very powerful. Use it as an accent color to stimulate people to make quick decisions; it is a perfect color for 'Buy Now' or 'Click Here' buttons on Internet banners and websites. Red is also commonly associated with energy, so use it when promoting high energy businesses, energy drinks, games, cars, items related to sports and high physical activity. Yellow Yellow expresses constant motion, life giving sun and ac
The issuance of payroll cards to employees is not completely new. The U.S. government, for example, maintains several contracts among the four branches of the military to provide an efficient, electronic means of distributing funds to service men and women. This is particularly helpful when those employees are overseas or aboard ships where access to banks is limited or non-existent. By providing an electronic means of distributing funds, this eliminates the need for currency, coins, vouchers, money orders, etc.
In addition to the convenience of use, payroll cards offer an added level of security. Typically, the cards use a multilayered integrated chip, which controls access to the funds. The chip is programmed with a user key or personal identification number (PIN). Funds cannot be distributed without the use of the PIN, which only the cardholder knows.
From a much larger perspective, there are about 50 to 60 million people within the U.S. who do not have a traditional bank account. Many of these same individuals do not have credit cards either. We live in a culture that revolves around transactions; transactions that are, by design, quick and convenient. Individuals without a traditional bank account are unable to participate in a large amount of transactions such as general eCommerce, point-of-sale transactions, electronic payment to creditors, etc. Basically, anything where cash is not either accepted or a viable option is simply not available to these individuals. More importantly, individuals who do not possess a bank account are unable to participate in traditional direct deposit offerings.
According to the Federal Reserve Bank of New York, there are approximately 20 million users of these types of cards and that number is expected to increase to more that 49 million by 2008. Obviously, the trend towards a greater level of acceptance is growing. In 2003, these types of cards were used to make $42 billion in transactions. By 2006, more than $72 billion worth of transactions are expected. Experts have indic
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