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  • Add You - Credit Card Chargebacks: A Merchant's Most Difficult Challenge

    Turkey - 7th Heaven
    Turkey EconomyTurkey's dynamic economy is a complex mix of modern industry and commerce, along with a traditional agriculture sector that still accounts for more than 35 per cent of employment. It has a strong and rapidly growing private sector, yet the state still plays a major role in basic industry, banking, transport and communication. The largest industrial sector is textiles and clothing, which accounts for one third of industrial employment. It faces stiff competition in international markets with the end of the global quota system. However, other sectors, notably the automotive and electronics industries, are of rising importance in Turkey's export mix.For many years real GNP growth has exceeded 6 per cent. The economy is turning around with the implementation of economic reforms, and 2004 GDP growth reached 9 per cent, followed by roughly 5 per cent annual growth in 2005-06. Inflation fell to 7.7 per cent in 2005, a 30-year low. The country showed strong economic gains in 2002-06, which were largely due to renewed investor interest in emerging markets. Before 2005 FDI in turkey was less than a $1 billion (?515.39 millio
    le no specific reason is offered as to why this request has been initiated, Joe knows that
    10 Ways to Keep the Excitement
    Have you ever attend an event or watched a motivational speaker and gone back to the office all hyped up and ready to implement the process or use the product? I know I have and a couple of days later, I find that I am back to my old routines and back to my old products that are adequate. Most events will get you going but they lack a follow-through to help keep you going to change your habits. In order to influence change, you need to be excited each day. This is not an easy thing to do but here are ten ways that will help keep that excitement alive.Have a goal to work towardsImplement the changes one small step at a time. This way you can get used to the new ways bit by bit and you will not notice the big change in the long run.Make it your motto to be a part of the change and to facilitate its usePlan your steps along the wayUse the product or service if it is your company's offering. There is nothing like taking a dose of your own medicine to make improvementsIf you are having difficulty with some part of the change, work wit
    Joe Q. Merchant, a successful e-commerce business owner, opens a letter from the Chargeback Department of his credit card processing company. “What’s this?” he wonders, intuitively knowing that this can’t be good news. His suspicions are proven correct when he reads this retrieval request form where he must provide information about a particular transaction. While no specific reason is offered as to why this request has been initiated, Joe knows that h
    Should You Lease or Rent When Considering Temporary Office Space
    It used to be that when you wanted temporary office space you had to fight for the best and shortest lease terms you could get. No more. The concept of shared office space now makes it fast and easy to obtain temporary office space for any length of time you need.This is because shared office space is rented, not leased. What's difference? Rental agreements are simple, short and don't require a lawyer to review. Plus, you won't be locked into a long-term obligation that may be expensive to walk away from.There are a number of other advantages to considering shared office space: You will generally be located in the center of a city where the action is. This makes it extra convenient for you and anyone visiting your office.Most shared office space is located in a prestige office building which contributes to your image of success.Almost all temporary office space of this type is available completely furnished and ready to move in. This enables you to sign a rental agreement in the morning and move in that afternoon. Shared office space is easy to find Department of his credit card processing company. “What’s this?” he wonders, intuitively knowing that this can’t be good news. His suspicions are proven correct when he reads this retrieval request form where he must provide information about a particular transaction. While no specific reason is offered as to why this request has been initiated, Joe knows that
    Ten Packaging To Do's In 07
    Well, we are into the New Year and everyone is making resolutions on how to improve in 07. It’s time to think about your product and it's packaging too. Just like we do with our mental, emotional and physical aspects of our lives, think about improving and updating your packaging. You want it to mesh with consumer wants and needs. Consumers are a moving target and what worked last year may not work in the years to come.Here are 10 simple things you can do to ensure your product packaging is on target and delivers the right message to the right audience.1) Take an honest look at your product packaging. Is it working to your product’s best advantage? Are there changes that you have put off making due to lack of time or money? Implement a plan to review one product at a time or a family of products if they are interrelated. An important factor to consider when making any changes is the continuity of the brand. Don't change for change’s sake. That only serves to alienate the customer.2) Give your product packaging to an outsider to review. Ask someone who knows nothing about your product and your packaging to evaluate
    nowing that this can’t be good news. His suspicions are proven correct when he reads this retrieval request form where he must provide information about a particular transaction. While no specific reason is offered as to why this request has been initiated, Joe knows that
    Pool Table Manufacturers
    Pool tables and snooker tables or billiard tables have for long been associated with high fashion of the rich and the famous. In recent years though, the trend has been changing. What was earlier restricted to the posh and the world uptown, has been slowly finding its way to the downtown alleys. Most pubs and gaming zones around the country are now equipped with not one but a multiple number of pool tables. Enthusiasts of the game are no longer limited to the high-class clubs, but have found their way to the local high school and even middle school.Manufacturers of pool tables too have had to change their business strategies for the same reason. The pool tables available now are no longer very expensive. They are in fact quite affordable. This is not to say that designer pool tables, which reek of sophistication and class, have disappeared altogether. They are still very much there, as exquisite as ever.Different kinds of pool tables are manufactured to meet different requirements. Manufacturers of pool tables have come up with different sizes and varieties of pool tables made of different materials. A number of pool table manu
    etrieval request form where he must provide information about a particular transaction. While no specific reason is offered as to why this request has been initiated, Joe knows that
    Alliance or Power Team, What is the Difference
    The Power Team is a loosely knit group whereas an alliance is much different. The alliance is where an already established company needs expertise in a certain area. This expertise comes from an outside source such as a contractor or expert in the area. The alliance in simple terms, hires the expert for a short period of time to do the work. I have an alliance with a company that specializes in doing financial analysis for an equity partner. When they need someone to analyze the business processes for additional information, they call me in. I also, in turn, call in the financial analyst when I need his expertise. He is a reseller of my services and I am a reseller of his. You can form several alliances. This means that you have people in the field that can rely on you to help with their projects and they will also sell your services. Sometimes they resell you for a fee and often this is the case. My alliance with the financial analyst works that way. I make allowances for his fee when I give him his cost for hiring me. It is his project and he is entitled to charge the client and bill them for the work. I simply "sub-contract
    le no specific reason is offered as to why this request has been initiated, Joe knows that he must comply to avoid a chargeback – where funds can be taken out of a merchant’s account due to a variety of reasons and placed back into a given customer’s account.

    Joe ponders what went wrong with this particular transaction. Is it possible that a member of his staff accepted an invalid credit card (e.g., expired date)? Has there been a processing error

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