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Add You - Fraud In Education - Keep Your Money Safe From Criminals
To the editor: I read in the newspapers and also saw on the news that the Snickers TV commercial that was shown on the Super Bowl was pulled off the air because it offended gays and lesbians. I’m glad because, although I am not gay, that Snickers commercial really upset me and my co-workers (who are not gay either). To see two guys kissing is one thing I don’t need to see again in my life but that’s not what bothered me as much as when they realize what they are doing, then recoil, and to prove their manliness they tear out their chest hair and scream in agony. Stupid, right? I thought so and so did the guys at the shop and we’re not talking about the gay part because none of us are gay. We are mechanics and we wouldn’t do that – the kissing or the hair pulling part. It’s dumb.But there it was for the whole world to see -- on the Super Bowl of all places. My wife, my son, my two daughters and my mother saw it as we
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when th
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Students want to attend high quality established schools. Schools will use fraud to attract students to their school or attempt to appear more established to qualify for government programs or association membership. Schools that claim to have specific affiliations, qualifications, assets, programs, staff or history that are untrue are committing fraud. Schools have also used fraudulent statistics to show jobs or salary upon graduation.
A favorite trick is to name a language school as a "college". The word college in Canada is not an official use name and anyone can name any building, house or barn as a college. Students should not choose a school simply because it has college in the name. College in the name does not mean anything in Canada.
Another trick is to use the same name or almost identical name of a famous school in the USA, UK, Asia, or Europe. If the famous school has not registered the name in Canada then anyone else can register the name without any affiliation with the original school at all. Students should not pick a school because it has a famous name in their country as it may have no affiliation at all and is designed to trick students.
Schools will appoint international agents or representatives to promote and market the school to potential students then not pay for the advertising or not pay the agency fees. Fraud schools will defraud agents by stating students did not register.
Some of the schools are owned by agents. When an independent agent presents the school with a potential student that student will be contacted by the head office agency and re-registered in the name of that agent thus defrauding the original hardworking agent.
FRAUD used by AGENTS
Students looking for foreign schools and teachers looking for overseas employment use agents to simplify travel and registration arrangements that are usually made in a foreign language.
Agents have used a number of practices to deceive students, teachers, schools and immigration officials.
Agents committing fraud sell fake medical reports, fake police reports, fake bank deposits records, fake identities and travel documents. These illegal practices include access to student visas, illegal access to free medical services and illegal jobs.
There was a famous case in Toronto where fraud agents just sat in a coffee shop outside a language school. They approached Asian students and spoke in Korean or Japanese only. They asked students if they had signed up for the ajoining language school. They were also asked if the students had used an agent. If the students had signed directly they were made an offer that if they went back to the school and placed the fraudsters name as agent they would get a 10 or 15% refund from the fraudsters.
Agents have promised teachers overseas jobs that do not exist. Agents have promised facilities or accommodation or teaching resources that do not exist. Wages that are not paid, work visas that never appear and host of other problems.
One agent operated a fake teachers "blacklist". He placed a few known criminal schools then a few of the legitimate schools on the list. This agent was charging fees to the honest schools to be removed.
There were a couple of agents that were promising backpackers jobs as English conversation teachers. They told the backpackers that no visa or degree was required. They told the English school that they had a teacher with a work visa, degree and plane expenses. The school usually paid the agent upfront for the plane ticket, recruiting fee and expenses. On the second or third day the school would realize the "teacher" was not suitable and try to call the agent. The agent would call his friend in immigration who would arrest the backpacker and fine or close the school for using an illegal worker. This scam would net the agent half a years regular office salary. With 5,000 small language schools - there were plenty of uninformed new victims. That is also why these agents they use a different name or company name every six months.
FRAUD used by STUDENTS
The most prevalent fraud is to use the student visa as an entry into Canada to work. These fraud students take away jobs from Canadian immigrant newcomers and jobs for Canadian students. If one really looked at the reasons for Canadian student, youth and newcomer unemployment in Canada - significant culprits are the employers who use illegal workers.
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when the
Many people hire professional web site designers for as much as a thousand plus USD! You can, and very easily, make a web site for almost one hundredth of that price, and probably in half the time. Here are 4 easy steps to get you started.1. Find a quality Web HostThis will probably take longer than you imagine, so I always like to start here. Googling "web host" itself pops up over 70 million results and includes many, many advertisements. Ask around, find forums, and rely on your feelings to find a host that you feel has the best quality for price (bang for your buck). Normally around $10 to $15 a month is a reasonable price (with no perks added). In addition, you should make sure that they can handle your needs (do you need a MySQL database, PHP, ASP, ColdFusion, etc.) with no additional charges added for standard options.If the host that you are using is a quality host, they should allow you
Schools will appoint international agents or representatives to promote and market the school to potential students then not pay for the advertising or not pay the agency fees. Fraud schools will defraud agents by stating students did not register.
Some of the schools are owned by agents. When an independent agent presents the school with a potential student that student will be contacted by the head office agency and re-registered in the name of that agent thus defrauding the original hardworking agent.
FRAUD used by AGENTS
Students looking for foreign schools and teachers looking for overseas employment use agents to simplify travel and registration arrangements that are usually made in a foreign language.
Agents have used a number of practices to deceive students, teachers, schools and immigration officials.
Agents committing fraud sell fake medical reports, fake police reports, fake bank deposits records, fake identities and travel documents. These illegal practices include access to student visas, illegal access to free medical services and illegal jobs.
There was a famous case in Toronto where fraud agents just sat in a coffee shop outside a language school. They approached Asian students and spoke in Korean or Japanese only. They asked students if they had signed up for the ajoining language school. They were also asked if the students had used an agent. If the students had signed directly they were made an offer that if they went back to the school and placed the fraudsters name as agent they would get a 10 or 15% refund from the fraudsters.
Agents have promised teachers overseas jobs that do not exist. Agents have promised facilities or accommodation or teaching resources that do not exist. Wages that are not paid, work visas that never appear and host of other problems.
One agent operated a fake teachers "blacklist". He placed a few known criminal schools then a few of the legitimate schools on the list. This agent was charging fees to the honest schools to be removed.
There were a couple of agents that were promising backpackers jobs as English conversation teachers. They told the backpackers that no visa or degree was required. They told the English school that they had a teacher with a work visa, degree and plane expenses. The school usually paid the agent upfront for the plane ticket, recruiting fee and expenses. On the second or third day the school would realize the "teacher" was not suitable and try to call the agent. The agent would call his friend in immigration who would arrest the backpacker and fine or close the school for using an illegal worker. This scam would net the agent half a years regular office salary. With 5,000 small language schools - there were plenty of uninformed new victims. That is also why these agents they use a different name or company name every six months.
FRAUD used by STUDENTS
The most prevalent fraud is to use the student visa as an entry into Canada to work. These fraud students take away jobs from Canadian immigrant newcomers and jobs for Canadian students. If one really looked at the reasons for Canadian student, youth and newcomer unemployment in Canada - significant culprits are the employers who use illegal workers.
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when th
1. Make your January payment in December. That way, you can deduct the additional month’s interest. Your January payment is for the use of the money in December, and the interest can be deducted if paid and mailed prior to January 1st.2. Defer Income. Tax rates are decreasing. Collect your bonus in 2007 rather than 2006. If you’re self-employed, try to hold off your billing in December so your income checks come in January. This will carry your income over to the next year.3. Accelerate expenses. Prepay your tax preparer with a check before December 31st for the return he prepares in the next year. Prepay your Keogh or IRA fee or any other investments expenses.4. Pay your fourth-quarter real estate taxes before December 31st. Fourth-quarter taxes are due February 1st. If you pay your fourth-quarter tax before December 31st, you will be able to deduct that tax payment one year earlier.to student visas, illegal access to free medical services and illegal jobs.
There was a famous case in Toronto where fraud agents just sat in a coffee shop outside a language school. They approached Asian students and spoke in Korean or Japanese only. They asked students if they had signed up for the ajoining language school. They were also asked if the students had used an agent. If the students had signed directly they were made an offer that if they went back to the school and placed the fraudsters name as agent they would get a 10 or 15% refund from the fraudsters.
Agents have promised teachers overseas jobs that do not exist. Agents have promised facilities or accommodation or teaching resources that do not exist. Wages that are not paid, work visas that never appear and host of other problems.
One agent operated a fake teachers "blacklist". He placed a few known criminal schools then a few of the legitimate schools on the list. This agent was charging fees to the honest schools to be removed.
There were a couple of agents that were promising backpackers jobs as English conversation teachers. They told the backpackers that no visa or degree was required. They told the English school that they had a teacher with a work visa, degree and plane expenses. The school usually paid the agent upfront for the plane ticket, recruiting fee and expenses. On the second or third day the school would realize the "teacher" was not suitable and try to call the agent. The agent would call his friend in immigration who would arrest the backpacker and fine or close the school for using an illegal worker. This scam would net the agent half a years regular office salary. With 5,000 small language schools - there were plenty of uninformed new victims. That is also why these agents they use a different name or company name every six months.
FRAUD used by STUDENTS
The most prevalent fraud is to use the student visa as an entry into Canada to work. These fraud students take away jobs from Canadian immigrant newcomers and jobs for Canadian students. If one really looked at the reasons for Canadian student, youth and newcomer unemployment in Canada - significant culprits are the employers who use illegal workers.
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when th
Have the low interest rates available lately tempted you to reach for higher rates in new places? Low interest rate environments always make it difficult for those who rely on the income from their investments to support their lifestyle. But before you start searching for sources that provide a greater return, it is vital that you understand that it’s not the yield that matters.I have a client who recently retired with well over a million dollars. He needs to earn roughly 6% a year on his investments to allow him to maintain his lifestyle without using his principal. With rates on short-term Certificates of Deposit paying only around 2% and the 10-year Treasury Note only paying 4.25%, it is a challenge for him to get the income he desires. In his frustration with these low rates he has been tempted to reach for higher yields.“Jeff, there’s got to be something better. What about these bonds I see in the Wall S
FRAUD used by STUDENTS
The most prevalent fraud is to use the student visa as an entry into Canada to work. These fraud students take away jobs from Canadian immigrant newcomers and jobs for Canadian students. If one really looked at the reasons for Canadian student, youth and newcomer unemployment in Canada - significant culprits are the employers who use illegal workers.
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when th
Autumn weddings are an excellent choice for individuals to whom financial resources are limited and even better for whom resources are not limited. You see, the peak of wedding season tends to run from approximately May through September, so if you plan your wedding for a date outside this time frame you have a better chance of getting a better price from the wedding professionals you hire (not to mention hotel prices). Indeed, with an autumn wedding you will even have a better opportunity to get your first choice of wedding professionals, which might mean better wedding flowers or a more spectacular wedding cake than you would have otherwise been able to afford.Likewise, the autumn wedding season itself presents an excellent opportunity to celebrate your marriage and your new life as husband and wife. With the craziness of summer behind you the fall season brings with it new opportunities for gathering friends a
Students have hired imposters to take tests for them, paid exam proctors to complete exams, bought essays from "experts" to submit as their own and bribed school officials to change their marks in the official records. The victims of this student fraud are all the honest hardworking students that were denied admission into restricted programs because their marks were not as good as the fraud students who were admitted.
FRAUD used by TEACHERS
The most used frauds are fake degrees, diplomas or fabricated resumes. Because the demand is high for qualified ESL teachers overseas and these schools have few or no resources to check credentials many fakes go undetected. There have been estimates that 30% of the teachers in Korea used fake degrees to get jobs, and over 60 % of the teachers in China have absolutely no qualifications or fake certificates.
The most common "Teacher Fraud" is traveling to overseas countries on a visitor visa and then teaching illegally.
FRAUD used by Homestay Providers
Homestay can be a wonderful experience for international students when the host family is honest, provides all the contracted services and quality time with the students.
Fraud by homestay providers occurs when the family cannot speak English or there is no food, heat, water, toilets or electricity in the house. Some fraud homestay providers jam 5 or 6 students into an illegal basement apartment and some homestay families work at their 3 jobs spending no time at home with the students. The dangerous homestay providers are the sex predators looking for new victims.
FRAUD used by DEGREE MILLS
A degree mill is any organization that issues fake credentials. There are fraud schools that offer degrees for life experience and claim this is the equivalent of an academic degree from an accredited university. Sorry but many believe this is fraud.
The usual price for a fake degree or tesl certificate is $100 in Asia. Many of the schools are attempting to eliminate the frauds by asking for university telephone contacts or the university transcript marks sent directly to the school. The more aggressive fraud degree mills are now selling "the package" degree, tesl, transcript and hotline university contact # for the fake university for $600. The frauds are faster than the police.
There are many ESL teachers who have taken a 10 or maybe 20 hour program in a hotel room somewhere or completed some internet reading program and suddenly claim to be a certified TESOL, TESL or TEFL teacher. Many of these "certified teachers" have never been in a classroom. Sorry but many believe that this is fraud.
ESL in Canada has conducted several tours of ESL schools across Canada and the USA. Our fieldwork to collect information for the webpage directory has uncovered frauds, misrepresentations and some very bad situations.
For more info: http://www.eslincanada.com or http://www.eslincanada.ca
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