Add You - Relationships

How to Get the Most Savings from Student Loan Consolidation
The goal of student loan consolidating is to improve your overall financial picture; whether that means lowering monthly payments, improving a credit score, or reducing debt to income ratio. Student loan consolidating packages offer some of the best money-saving incentives in the loan industry.Understanding how these different incentives affect your repayment can help you to make a smart choice when it comes to student loan consolidating.The Effect of Interest Rate on Student Loan ConsolidatingThis tiny little number has the largest overall financial impact in regard to the total amount you will spend to repay your student loan. Even a fraction of a percentage point can equate to thousands of dollars over the lifetime of a loan. Advertised base interest rates for student loan consolidating are similar from one company to the next. Your due diligence in shopping for a lender to handle your student loan consolidating will truly pay off when you begin to compare interest rate reduction opportunities.Interest Rate ReductionsInterest rate reductions are money saving incentives offered by companies that specialize in student loan consolidating. Not every lender offers interest rate reductions, and those who do offer a broad range of percentage savings. With a little research, you can find lenders offering total interest rate reductions of up to 1.5%.On Time Payments Interest Rate Reduction If you’re planning on making your payments on time anyway, why not be rewarded

mpower it, says this is a good thing. We feel pleasure and this causes us to have a happy emotion. The ego is happy, because there is kind without cruel. But is this real, sustainable, true love, or is it the ego creating the grounds for a disaster in our relationship? The answer is obvious, projections and hopes are not love, they are our expectations, and expectations block love.

Infatuations mean we have half truth ideals and these are our emotional projections onto our beloved. That is not a true love, not love at all, just our emotional projection. In other words, infatuations make us blind to real love. We take our stories, our religious expectations, we take our reactions to our parents and build a model of who we want to be in love with. Then we say we are in love if we think this person matches our made up model. This emotional infatuation means we are having an affair with a fantasy of our beloved, not really accepting them for who they are. We mistake it for love

Myspace Layouts - Tips to Choose the Best Myspace Layouts
Myspace layouts sure are a way to showcase your real profile which otherwise can be boring to use the default one. Using special Myspace layouts has gone deep into the Myspace users' psyche that they feel let down if they were to use the default layout provided by the site. This is basically your freedom to customize your member profile with certain pieces of codes written in CSS and HTML, that pasting it into your MySpace profile will display your page differently.Where Do You Pick the Best Myspace Layouts?You can comb the net for millions of hot layouts but the big question is picking the one that accurately maps your character. Obviously the search results are not ranked by layout qualities, leave aside ranking them by individual characters. This has led many users compromise on their selection of Myspace Layouts which they only go on to change later. To make matter worse, sites featuring MySpace layouts are popping up by the dozen everyday and millions of them are added by the time you are decided.Secondly, this problem of plenty has another face; you may be aware of a few websites with good myspace backgrounds and layouts. But you need to spend a ton of time browsing through their collections before choosing one. If you aren't satisfied, you will move onto the next site and start all over again.Tips To Pick the Appealing Myspace BackgroundsMost Myspace layouts are fantastic and feature glitter texts, flash animations, hi5, TV shows and all of them. But the way to tune

Emotion is energy in motion. At its most primal level it swings between extremes right or wrong, attracted or repelled. Emotion is the opposite to love. Highly emotional people are living in the most fundamental of human consciousness, whether they are fighting for religious causes, or in a relationship fighting to be right. This is emotional unconsciousness; “I’ve got to” do this and “I have to” do that, which are very violent and polarised positions. But nature will not allow this for long.

Nature destroys anything that does not fulfil its purpose, and staying primal, highly emotional, is not fulfilling natures purpose. The result is illness, nervous tension, stress, burnout, depression, disease and relationship failure. Natures weapons are so numerous, and all of them point to emotional stuckness. People who refuse to grow.

The most common way to avoid growth that love brings is by using blame. This moral high ground, emotional reaction and high expectation sits a persons mind high above the rocky swamps of real life authenticity, and is designed to avoid the love that comes from open communication. To stay dry while all else is wet, to keep the ego fully intact, avoid dealing with the stories and beliefs that they are attached to, and blame (judge) others for causing how they feel. Like religious fundamentalism, it is simply an unwillingness to let go of beliefs that come from a primal consciousness and are extremely one sided. Stories.

The more willing you are to see two sides of the coin, the less righteous you will be, and the less emotional your swings of emotion. Instead of “I am right” you might say “maybe we both are right” or you might say “I admit that I can only see my side of the story, and therefore I am wrong” – These honest and authentic statements of confessed righteousness free a person from the cave from which their consciousness is coming from, and steps them out into the possible realm of love. Being right, is the opposite to being in love. Then, as your emotional swings get smaller and smaller, less energy is spent on being right, and more energy is spent on growing and staying in love.

So, we use challenges to grow love. Every time we get challenged (emotionally negative) we process it, and turn it into love. That way, we stay in the honeymood. We can’t just ignore the negative stuff because it builds up, causes abuse, and makes us resentful. We have to process the negative stuff so it doesn’t block our love. It is like moving sand through an hourglass. In the top is the ego. In the bottom is love. We take the experiences at the top, everyday emotion, and move them to love. The more we process through the hourglass, the bigger our love can be.

Emotions block love. No relationship, sacred or otherwise, can thrive when a couple considers their emotions a foundation, because then they can’t grow in love. You can’t base your relationship with someone you love on feelings and emotions. It is a disaster, and you are like a leaf blowing in the wind. The wind (emotions) blow you left, you go left and shut down, they blow you right, and you are infatuated and happy. It is like a little child in a candy shop. No love can last in that whirlwind of emotional drama.

This is the choice you have. You can love people, but not be prepared to enter a relationship with them. That is a friendship. You can love someone and enter a relationship with them, and this means facing the challenges that a relationship brings in order to stay in love. But if you expect to be in a relationship with someone, and not face your ego, not confront your expectations and be revealed in your own judgments, then you do not really want love. You want peace, and in relationship, like nature, peace brings disease.

To be in relationship and hold love you need to stay vigilant to your ego. For example, our ego might want to see our partner as only a kind person. Our ego, if we empower it, says this is a good thing. We feel pleasure and this causes us to have a happy emotion. The ego is happy, because there is kind without cruel. But is this real, sustainable, true love, or is it the ego creating the grounds for a disaster in our relationship? The answer is obvious, projections and hopes are not love, they are our expectations, and expectations block love.

Blogging Can Help You Stick to That New Year's Resolution
Research shows that millions of Americans made at least one New Year’s Resolution this year – but that the real trouble is in sticking to it. According to University of Scranton psychology professor John Norcross, PhD., the three leading resolutions are to lose weight, quit smoking, or exercise regularly. The problem is, less than thirty percent of the people that make a resolution are still working toward their goal thirty days later.Resolution-makers try everything – going cold turkey with cigarettes, buying expensive gym memberships, even rewarding themselves with bribes for making it through a week without ice cream. Unfortunately, these methods fail more often than they succeed. However, thousands of people are finding that using an online diary, or blog, can help them to stick with their resolutions and succeed in reaching their goals.A blog can help with your New Year’s resolution in many ways. To start, use your blog to write down exactly what your resolution is, and what the goals are that you hope to achieve. Plan out a timetable for reaching your goals, and put it in writing in your online diary. For instance, if your resolution is to quit smoking, start a journal today, with the first entry stating your goal and how long you expect to have to work to reach it. This clearly defines what your expectations are. More importantly, it records a concrete timeframe for what you are trying to accomplish – making it less likely that you will keep pushing your goal date back week after week.persons mind high above the rocky swamps of real life authenticity, and is designed to avoid the love that comes from open communication. To stay dry while all else is wet, to keep the ego fully intact, avoid dealing with the stories and beliefs that they are attached to, and blame (judge) others for causing how they feel. Like religious fundamentalism, it is simply an unwillingness to let go of beliefs that come from a primal consciousness and are extremely one sided. Stories.

Day Trading - Why 98% of People Lose Money in the Markets
Almost all people that venture into the world of Day Trading do so with grand thoughts of wealth and easy money. 99% of these people will wind up handing their hard earned money to myself and others which have figured out the game. Yes, it is a game that is extremely hard to master and has endless dead ends. It can begin to feel as if you are a mouse in a never ending maze. You can spend years running around the maze working on endless ideas and methods all of which lead to the same inevitable end.. Losing money!You might be wondering, who is this guy writing this article? How did supposedly he, and others learn the secret to the game. I would like to claim that I have superior intelligence but that would not be true. Like Edison the inventor of the light bulb, once you have done things wrong long enough, lost enough money, and have been beaten down to the point of giving up, only then, if you can muster the fortitude will you finally begin to see through all of the hyped claims of the failed systems and unyielding methods from your past.The plain truth is, the sooner you stop looking for the easy money the quicker you will begin to understand why and how those that do win the game take an unfair advantage over those that don’t.Each person's first introduction into the game of trading is always because someone has been sold on the idea that trading is simple and easy if you purchase the “right system” or methodology from the guru of the hour. These marketers are relentless at taking

he opposite to being in love. Then, as your emotional swings get smaller and smaller, less energy is spent on being right, and more energy is spent on growing and staying in love.

Five Ways To Profit From Public Domain Information
Ever wondered why Walt Disney never got sued for intellectual property theft?C’mon, the guy ripped off so many Hans Christian Anderson and Grimm Brothers’ fairy tales! And he never paid the said authors any royalty fees! Granted that they’re dead, but shouldn’t their families be entitled to proceeds from their works? Such would be a small price to pay, considering the accumulated wealth of Walt Disney’s billion dollar enterprise.But alas, Mr. Walt Disney, you see, is a marketing genius. He knew how to exploit the allowable usage of public domain information, and he built for himself an empire in the process.And if Walt Disney can do it, so can you! After all, we all have access to public domain information. We don’t even need a touch of that famous Disney magic. We just have to weave our own creative spin on things.But first, the basics…Public domain information is defined as any body of creative works and other knowledge that is not protected by US copyright laws. Copyright protection needs further verification, but by force of statute, works done prior to 1923 are public domain information. The law also includes works done prior to 1978, for as long as the life of the author plus seventy years does not exceed the current year.The term “body of creative works and other knowledge” includes literary works, music, movies, artworks, scientific ideas, and inventions, just to name a few. So, quite literally, public domain information is an ocean of many promises and splendid discoveri

emotions. It is a disaster, and you are like a leaf blowing in the wind. The wind (emotions) blow you left, you go left and shut down, they blow you right, and you are infatuated and happy. It is like a little child in a candy shop. No love can last in that whirlwind of emotional drama.

Two Dads: One Computer-maniac, the Other Computer-phobic
I have two Dads. That sounds strange doesn’t it? One is my genetic father, and the other is my geneticist father. The genetic Dad I’ve only ever lived with for one year when I was an infant, while the geneticist Dad is what you would call a step-father, but I’ve lived in close proximity with him for more than 20 years. I feel close to them both. I connect differently with each of them but on a pretty much equal level. The reason I’m sharing my personal information with you is because I’ve just had a realisation about my fathers in relation to the area that I work in: computers and the Internet. It’s really quite interesting.One father is a computer maniac. Whenever a new technology, software, gadget, or website emerges he is one of the first to grab it up and evaluate it. My other father has an old piece-of-crap box that looks something like a computer, with a tediously slow dial-up connection to the World Wide Web. Compared to the wireless, broadband Mac personal computer and mobile-connected Mac laptop of the enthusiast, they couldn’t be from further parts of the galaxy.Then there’s me. I could be construed as being a walking paradox, an enigma, or just plainly twisted when it comes to my relationship with the computer and Internet sphere of life. Nature/nurture, genetic/environmental…For whatever strange reason, I have turned out to be a combination of the two papas. I work as a creative writer for an Internet web-hosting company. I love the ideas and valuable functions and tools that the Internet has b

Long term relationships cannot be based on this projection of fantasy, or delusion. In reality, all people have two sides. The more a person projects their “goodness” on you, the more they have mastered hiding their “badness”, however, in the long term it will surface. Some people learn how to hide their other side, and get under your “half life” radar. This radar is looking for half a person, the good half, and as long as your illusions are justified, you can love them. This is the emotional definition of love, but it is false love, not real. No man or woman is half. They only present half because your projection won’t let them in if they were real and showed you both halves. If they did, you would throw them out, because it would challenge your ideas, your expectations. You get what you want in the short term, the fantasy, but in the long term you get reality, and all your complaining, anger, blame and therapy won’t fix the problem. But there is no problem to fix except your illusion of real people.

To say, “I love you because you are kind”, is the ego speaking. Firstly, because kind has both good and bad in it, which you wont see until later. Secondly, you are assuming that there can be a half person in your life, kind but not unkind. So, we have half information and have an emotional upper. This is not love; it is a happy thought called the honeymoon. Sadly it will not last unless you are prepared to do some process on your expectations. There is nothing wrong with your beloved. You, your mind, your judgements, your expectations are at fault. You can blame them all you want, but this is not true love. And remember, how you treat others is how you treat yourself. How can you love yourself if you can’t accept yourself? You’ll end up your whole life in confession or asking forgiveness for being human. Is that self love, ashamed of who you really are?

This is emotional way of life is all very obvious when I take people trekking in the Himalayas of Nepal. They bring their way of thinking from back home, and try to apply it to walking up the side of steep hills. Their emotions take charge and at the bottom of the hill, they are enthusiastic, infatuated, brimming with excitement. But the hill is so long, that excitement turns to disbelief and frustration (the honeymoon is over). So, about 1 hour into the climb, the ego, being dualistic, swings to the other side, and our emotions “go downward”, to balance the “upward emotion” of the first hour. People start to complain about the whole stupid hill, the boots hurt, legs ache. When the ego goes into emotional resentment it uses blame so that it doesn’t feel stupid, and after 10 minutes blaming the bad path, the steep hill, neither of which really cares, they blame me.

Gradually the swings of emotion get shorter, from 1 hour down to 1 minute. An internal war begins, “Yes I can do it” to “No I can’t make it” and finally, every step, “Yes, no, yes, no, yes, no.” The brain is going mad, swinging, and just when it is ready to surrender, something else comes over them. The ego gives up and the emotions fall away. That ego which drives us in city life is just no use here, and we get a sense of spirit, our second wind.

Similarly, we start in a relationship by committing to climb this magnificent journey together. We jump in, full of tingles and bubbles, phone calls and emails, poems and flowers. Then we begin to close down. Emotions become more challenging than we thought, so we fight with our ego to change things, everything. For the first few years we are infatuated with our beloved. That is quite normal. It drives our sexual energy because nature thinks you are having babies. But then, you get resentful.

Infatuation breeds resentment. So then for the next years you start resenting them. Then after seven years or so, which we call the 7 year itch, you feel real love,

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Sales Success Tips: Secrets to Cold Calling

Is cold calling a part of your lead generation process? If so, then this article may contain the secret to doubling or even tripling your appointment rate.

Annuities - Better Alternatives Than Equity-Indexed Annuities

Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. I'll discuss these alternatives in the next two articles. But first, you should understand two things: your purpose for investing and how EIAs work.

The Survey Says...

NO! This is not about Family Feud! Taking online surveys is a fun and easy means of making dead presidents! Imagine: getting paid to tell someone what you think!?

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