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    New Mexico Mortgage - 3 Things You Need to Know Before Refinancing
    If you are a New Mexico Mortgage holder considering refinancing, there are several things you need to know before choosing a New Mexico Mortgage lender. By doing your homework and researching New Mexico Mortgage loans you can save yourself a lot of money and future headache by avoiding costly mistakes. Here are three tips to help save you money on your next New Mexico Mortgage.New Mexico Mortgage Loans: Watch Out For Interest Only MortgagesA great number of New Mexico Mortgage holders used interest only mortgages to purchase their homes without fully understanding how the loans work. Interest only mortgages are easy to qualify for and have very low monthly payments during the interest only period. At the end of the interest only period your lender will reset you mortgage, adding the loan principle and a higher interest rate to your monthly payment amount. Many New Mexico Mortgage holders are shocked to see their payments skyrocket when this happens. If your budget is already stretched to the limit and you can barely make ends meet with your existing payment amount, how will you afford the mortgage payment when your lender resets the loan? Sadly, New Mexico Mortgages have a very high foreclosure rate for this very reason.New Mexico Mortgage Lo
    in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the po

    Consolidate Student Debt - The Bad, The Scary And The Unethical?
    Are you looking for a plan to consolidate student debt? Don't feel alone. There are literally thousands and thousands of college graduates that enter the job market each year only to come up empty in their preferred field. Many of these young people are burdened with several thousand dollars worth of student loans that they're unable to pay back.This happened to both my brother and my sister after they got out of college. We all lived in the Eugene, Oregon area at the time and the economy was such that there were many graduates working at fast food restaurants and sharing homes with three or four other people just to make ends meet. It was really a bad time. Eventually, my brother and I both relocated.When looking into different options for consolidating your student debt you need to be very careful. There are some financial institutions out there that work exclusively with people such as yourself. However, you need to read the contract thoroughly and make 100% certain that you understand what you are signing before you commit to this loan. If you don't completely understand everything in the fine print then find someone who does.Some of these loan companies will charge you outrageous compound interest and you could actually be paying way m
    INTRODUCTION

    Would you like to experience the benefits of being a good speaker? Speaking before groups offers a tremendous opportunity for personal and professional development. Never before have excellent communication skills been more important than they are today.

    Many persons have advanced their careers through their ability to make excellent presentations. Communicating effectively before groups is expected of people in leadership positions.

    Mastering the art of speaking to groups will increase your confidence in communicating with others on a one-to-one basis. Your confidence in speaking before groups will grow with practice. Also, you will conquer one of humankind’s greatest fears.

    This article contains seventeen elements for making a successful presentation. Use these ideas, and you will speak with greater self confidence and ease before a group of any size.

    1. BUILD RAPPORT AND TRUST. Talk with—not at –-your audience. Establish some common ground. Communicate with sincerity and warmth, and make eye contact.

    In speaking to a large group of secretaries, I established rapport quickly by telling them about my mother’s success as a secretary and how much I admired her. I gave them examples of why competent secretaries are the backbone of my successful organization.

    2. DEVELOP AN EFFECTIVE OPENING.

    Grab your audience’s attention from the start. Use a dramatic or startling statement, a human interest or personal story, a question, an anecdote or illustration, a relevant quote—or a humorous opening, if appropriate. I recently heard a speaker open with, “I wrote that great introduction you just heard. It gives me something to shoot for when I speak.”

    3. DEVELOP AN EFFECTIVE ENDING

    Close with a bang. Use a relevant quote, a poem, or an appeal for action. Give your audience a sincere compliment, a powerful story, or a summary of your main points. Make sure your closing---whatever it is---is relevant to your topic. Also, your entire speech and the ending should be tailored to your audience.

    4. REDUCE NERVOUSNESS.

    According to the book of lists, public speaking is the number one fear, greater even than the fear of death.

    Before presenting: Thoroughly prepare and rehearse before your speaking engagement. When you are about to begin, take several deep breaths. Visualize yourself giving a relaxed presentation.

    During the presentation: Focus on your message and your audience, not on yourself. Give yourself opportunities for physical movement. Don’t try to be perfect. Make nervousness work for you. Channel your nervousness into enthusiasm; let your adrenalin take over. Butterflies in your stomach? Let them soar, taking you with them.

    5. MAKE YOUR PRESENTATION COME ALIVE.

    Talk to the audience in terms of their interests, problems, and concerns. Communicate with vitality and conviction. Talk to, and make eye contact with individual members of the audience. Change the pace with vocal variety and humor, using pauses to emphasize points. Use inspiring human interest stories, making only a few points and supporting them with examples, illustrations, anecdotes, and analogies. Use natural gestures; physically move from time to time instead of remaining behind a podium.

    6. USE VOCAL VARIETY.

    Variety speed, volume, and pitch. To emphasize points, speed up or slow down, speak more softly or loudly, and allow your voice to rise and fall. Speak conversationally to an audience, but with greater force and energy. Appropriate vocal variety and gestures will naturally occur.

    7. VISUAL AIDS, HANDOUTS, OTHER AIDS:

    Use visual aids only when needed to clarify a point or idea. Don’t show a visual aid to the audience until you are ready to use it. Use visual media as an aid, not as crutch or a substitute. Visual aids should be large, clear, legible, and brief. Avoid talking toward your visual aid or turning your back to the audience. You might provide a brief outline of your objectives, the topics to be covered, and information about yourself. Then supply handouts that reinforce your points. Distribute most handouts at the end of your presentation so that participants maintain eye contact and keep their attention on you during the presentation.

    8. TRY USING HUMOR.

    You don’t have to be funny. But humor can be effective in changing the pace, relaxing the audience, building rapport, and supporting your points. If you are uncomfortable using humor, avoid it—or practice it on your friends and family until you become more comfortable with it.

    If you use humor, keep it brief, relevant to the topic, and appropriate for the occasion. Do not tell off-color jokes or racial, ethnic, or religious jokes. Don’t say, “I’m going to tell you a joke”—just do it. Allow your audience to laugh before you continue speaking. Have a comeback if your attempt at humor fails.

    Never use humor at the expense of another. However, poking fun at yourself can let your audience know you don’t feel superior or have an egotistical attitude. I often tell my audience the following story:

    A woman and her little boy came up to me after what I thought was one of my most inspiring speeches. The woman gushed, “That was a wonderful talk, and I am so full with your message!”

    Smiling with delight, I asked her little boy, “And how did you like it, son?”

    He replied, “Yeah, I got a bellyful of it, too!”

    9. INVOLVE YOUR AUDIENCE.

    Use stories and examples that relate to audience concerns. Keep your presentation lively, allowing time for questions. Ask if there are questions, and hold the silence a few moments. If no one responds, say, “If there are no questions, let me mention a question I am often asked”—and then answer it. You might also ask questions and request a show of hands.

    10. APPEAL TO DIFFERENT LEARNING STYLES AND PERSONALITY TYPES.

    People think and learn in different ways. Some are more logical; some, more intuitive. Broaden audience response by varying your techniques.

    Use some human interest stories, appeal to logic, present general themes (“the big picture”) and appeal to the senses, providing concrete examples.

    The success of an engineer often depends upon his or her objective analysis of a problem. If you’re speaking to a group of engineers, appeal to their logical thought processes. Present a problem and a logical solution for it, perhaps using a graph based on statistical data. This is not to say that human interest stories or appeals to the emotions are lost on engineers. But they are most likely to be persuaded by logic.

    11. MANAGE THE SEATING ARRANGEMENTS.

    Being physically close to your audience increases your ability to build rapport. If the audience is scattered, it is more difficult to lead them as one unit. Bring them together, removing large numbers of empty seats. They will be less self-conscious if they are sitting close together. Arrange seats so the audience can easily see you.

    12. DEAL WITH DISRUPTIONS.

    If you encounter disruptive persons, keep control of your emotions. Do not show irritation. Wait until they finish talking; then use active/reflective listening. Lower your voice; don’t try to shout them down. Sometimes humor can reduce the tension. If they continue to be disruptive and it is appropriate, ask them to leave or to meet with you later to discuss their concerns.

    13. BE A LEADER.

    Your audience expects you to create the atmosphere, set the tone, assume a leadership role, and be in control. They want to be treated with respect. Arrive early to make sure everything is properly set up and ready. Be yourself, allowing your unique personality to shine.

    Remember, you are there to make something happen, to move your audience in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the pos

    Ohio Home Owner Insurance Quote
    Ohio residents looking for home owner insurance quotes are wise. Whether your home is a modest two bedroom with one bath, or a grand five bedroom with three and a half baths, your home is an investment. You saved the money to purchase it, even if you did need the help of a loan. You moved yourself, your family, and possibly your pets into what might be the center point for the rest of your life. You want the best for your home, from home d?cor to home protection. That is why wise Ohio residents purchase home owner insurance.Read over these frequently asked questions about home owner insurance quotes and policies in Ohio.What determines my home owner insurance quote?Many factors go into determining your home owner insurance quote in Ohio. To start, your credit and claims history will be considered, as will the age and condition of your home. The home’s location is always a factor, as homes in some areas are considered a high insurance risk.Of course, the amount of coverage you want, as well as how high of a deductible you are willing to pay, go into determining your home owner insurance quote in Ohio, too. The higher the deducible, the lower the premiumWhere should I shop for my home owner insurance quote in Ohio?To date,
    ever it is---is relevant to your topic. Also, your entire speech and the ending should be tailored to your audience.

    4. REDUCE NERVOUSNESS.

    According to the book of lists, public speaking is the number one fear, greater even than the fear of death.

    Before presenting: Thoroughly prepare and rehearse before your speaking engagement. When you are about to begin, take several deep breaths. Visualize yourself giving a relaxed presentation.

    During the presentation: Focus on your message and your audience, not on yourself. Give yourself opportunities for physical movement. Don’t try to be perfect. Make nervousness work for you. Channel your nervousness into enthusiasm; let your adrenalin take over. Butterflies in your stomach? Let them soar, taking you with them.

    5. MAKE YOUR PRESENTATION COME ALIVE.

    Talk to the audience in terms of their interests, problems, and concerns. Communicate with vitality and conviction. Talk to, and make eye contact with individual members of the audience. Change the pace with vocal variety and humor, using pauses to emphasize points. Use inspiring human interest stories, making only a few points and supporting them with examples, illustrations, anecdotes, and analogies. Use natural gestures; physically move from time to time instead of remaining behind a podium.

    6. USE VOCAL VARIETY.

    Variety speed, volume, and pitch. To emphasize points, speed up or slow down, speak more softly or loudly, and allow your voice to rise and fall. Speak conversationally to an audience, but with greater force and energy. Appropriate vocal variety and gestures will naturally occur.

    7. VISUAL AIDS, HANDOUTS, OTHER AIDS:

    Use visual aids only when needed to clarify a point or idea. Don’t show a visual aid to the audience until you are ready to use it. Use visual media as an aid, not as crutch or a substitute. Visual aids should be large, clear, legible, and brief. Avoid talking toward your visual aid or turning your back to the audience. You might provide a brief outline of your objectives, the topics to be covered, and information about yourself. Then supply handouts that reinforce your points. Distribute most handouts at the end of your presentation so that participants maintain eye contact and keep their attention on you during the presentation.

    8. TRY USING HUMOR.

    You don’t have to be funny. But humor can be effective in changing the pace, relaxing the audience, building rapport, and supporting your points. If you are uncomfortable using humor, avoid it—or practice it on your friends and family until you become more comfortable with it.

    If you use humor, keep it brief, relevant to the topic, and appropriate for the occasion. Do not tell off-color jokes or racial, ethnic, or religious jokes. Don’t say, “I’m going to tell you a joke”—just do it. Allow your audience to laugh before you continue speaking. Have a comeback if your attempt at humor fails.

    Never use humor at the expense of another. However, poking fun at yourself can let your audience know you don’t feel superior or have an egotistical attitude. I often tell my audience the following story:

    A woman and her little boy came up to me after what I thought was one of my most inspiring speeches. The woman gushed, “That was a wonderful talk, and I am so full with your message!”

    Smiling with delight, I asked her little boy, “And how did you like it, son?”

    He replied, “Yeah, I got a bellyful of it, too!”

    9. INVOLVE YOUR AUDIENCE.

    Use stories and examples that relate to audience concerns. Keep your presentation lively, allowing time for questions. Ask if there are questions, and hold the silence a few moments. If no one responds, say, “If there are no questions, let me mention a question I am often asked”—and then answer it. You might also ask questions and request a show of hands.

    10. APPEAL TO DIFFERENT LEARNING STYLES AND PERSONALITY TYPES.

    People think and learn in different ways. Some are more logical; some, more intuitive. Broaden audience response by varying your techniques.

    Use some human interest stories, appeal to logic, present general themes (“the big picture”) and appeal to the senses, providing concrete examples.

    The success of an engineer often depends upon his or her objective analysis of a problem. If you’re speaking to a group of engineers, appeal to their logical thought processes. Present a problem and a logical solution for it, perhaps using a graph based on statistical data. This is not to say that human interest stories or appeals to the emotions are lost on engineers. But they are most likely to be persuaded by logic.

    11. MANAGE THE SEATING ARRANGEMENTS.

    Being physically close to your audience increases your ability to build rapport. If the audience is scattered, it is more difficult to lead them as one unit. Bring them together, removing large numbers of empty seats. They will be less self-conscious if they are sitting close together. Arrange seats so the audience can easily see you.

    12. DEAL WITH DISRUPTIONS.

    If you encounter disruptive persons, keep control of your emotions. Do not show irritation. Wait until they finish talking; then use active/reflective listening. Lower your voice; don’t try to shout them down. Sometimes humor can reduce the tension. If they continue to be disruptive and it is appropriate, ask them to leave or to meet with you later to discuss their concerns.

    13. BE A LEADER.

    Your audience expects you to create the atmosphere, set the tone, assume a leadership role, and be in control. They want to be treated with respect. Arrive early to make sure everything is properly set up and ready. Be yourself, allowing your unique personality to shine.

    Remember, you are there to make something happen, to move your audience in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the po

    A Little Extra Effort and Bad Credit Unsecured Loan is Within Your Reach
    Life is full of uncertainties and that is why everybody makes provisions for those hard times that often catch you unguarded. If you find yourself short of money even after utilising the reserves built for rainy days, borrowing is not a big deal. Bad credit unsecured loan is a boon for tenants who are suffering from imperfect credit records. Although such loans are not easily available, you can still get them if you put in some effort. There are a number of lenders in the UK financial market who deal especially with bad credit loans.Well, it is easy to understand why these loans are not freely and widely available in the financial market. If you are in need of money and somewhere in the past you have defaulted on repayments, then it becomes a little difficult to borrow money. And, when you add to it the fact that you do not have any security to offer to the lender, the situation becomes somewhat grim. The reason is that lenders also want their money to be safe. That is why they sometimes avoid lending to those persons who do not have security to offer and also suffer from bad credit.Bad credit may arise in the event of many possibilities. Some of the most common situations that can bring you a bad credit tag are County Court Judgements (CCJ’s), default in
    lking toward your visual aid or turning your back to the audience. You might provide a brief outline of your objectives, the topics to be covered, and information about yourself. Then supply handouts that reinforce your points. Distribute most handouts at the end of your presentation so that participants maintain eye contact and keep their attention on you during the presentation.

    8. TRY USING HUMOR.

    You don’t have to be funny. But humor can be effective in changing the pace, relaxing the audience, building rapport, and supporting your points. If you are uncomfortable using humor, avoid it—or practice it on your friends and family until you become more comfortable with it.

    If you use humor, keep it brief, relevant to the topic, and appropriate for the occasion. Do not tell off-color jokes or racial, ethnic, or religious jokes. Don’t say, “I’m going to tell you a joke”—just do it. Allow your audience to laugh before you continue speaking. Have a comeback if your attempt at humor fails.

    Never use humor at the expense of another. However, poking fun at yourself can let your audience know you don’t feel superior or have an egotistical attitude. I often tell my audience the following story:

    A woman and her little boy came up to me after what I thought was one of my most inspiring speeches. The woman gushed, “That was a wonderful talk, and I am so full with your message!”

    Smiling with delight, I asked her little boy, “And how did you like it, son?”

    He replied, “Yeah, I got a bellyful of it, too!”

    9. INVOLVE YOUR AUDIENCE.

    Use stories and examples that relate to audience concerns. Keep your presentation lively, allowing time for questions. Ask if there are questions, and hold the silence a few moments. If no one responds, say, “If there are no questions, let me mention a question I am often asked”—and then answer it. You might also ask questions and request a show of hands.

    10. APPEAL TO DIFFERENT LEARNING STYLES AND PERSONALITY TYPES.

    People think and learn in different ways. Some are more logical; some, more intuitive. Broaden audience response by varying your techniques.

    Use some human interest stories, appeal to logic, present general themes (“the big picture”) and appeal to the senses, providing concrete examples.

    The success of an engineer often depends upon his or her objective analysis of a problem. If you’re speaking to a group of engineers, appeal to their logical thought processes. Present a problem and a logical solution for it, perhaps using a graph based on statistical data. This is not to say that human interest stories or appeals to the emotions are lost on engineers. But they are most likely to be persuaded by logic.

    11. MANAGE THE SEATING ARRANGEMENTS.

    Being physically close to your audience increases your ability to build rapport. If the audience is scattered, it is more difficult to lead them as one unit. Bring them together, removing large numbers of empty seats. They will be less self-conscious if they are sitting close together. Arrange seats so the audience can easily see you.

    12. DEAL WITH DISRUPTIONS.

    If you encounter disruptive persons, keep control of your emotions. Do not show irritation. Wait until they finish talking; then use active/reflective listening. Lower your voice; don’t try to shout them down. Sometimes humor can reduce the tension. If they continue to be disruptive and it is appropriate, ask them to leave or to meet with you later to discuss their concerns.

    13. BE A LEADER.

    Your audience expects you to create the atmosphere, set the tone, assume a leadership role, and be in control. They want to be treated with respect. Arrive early to make sure everything is properly set up and ready. Be yourself, allowing your unique personality to shine.

    Remember, you are there to make something happen, to move your audience in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the po

    Open Door Policy? Open Mind Policy?
    I was giving a presentation on “ the Value of Recognition” to the office workers of a large Canadian City. The City Commissioner ended his welcome to those present with these words, “ I have an open door policy so I want to encourage you to come and talk to me when you have a concern.” When he left I heard a couple of people in the front row say with a hint of sarcasm, “ Yeah sure. He has an open door policy as long as what you have to say is flattering and doesn’t rock the boat.”We all have known leaders like this and we all have had similar reactions to them. It is quite apparent that many managers and supervisors don’t listen well and are easily threatened when a challenge or criticism is made by someone over whom they have authority.I recall having a supervisor ask me to schedule an appointment to see him. He wanted to tap my brain. I should have been suspicious right from the start because in over 20 years he had never once asked my opinion on anything. In spite of this I prepared thoroughly and was eager to finally have the chance to share my wisdom and experience. Maybe he was turning over a new leaf.When the interview began the supervisor fell asleep within minutes. Is that all the time it took to “Tap my mind?” Since I pride mys
    AL TO DIFFERENT LEARNING STYLES AND PERSONALITY TYPES.

    People think and learn in different ways. Some are more logical; some, more intuitive. Broaden audience response by varying your techniques.

    Use some human interest stories, appeal to logic, present general themes (“the big picture”) and appeal to the senses, providing concrete examples.

    The success of an engineer often depends upon his or her objective analysis of a problem. If you’re speaking to a group of engineers, appeal to their logical thought processes. Present a problem and a logical solution for it, perhaps using a graph based on statistical data. This is not to say that human interest stories or appeals to the emotions are lost on engineers. But they are most likely to be persuaded by logic.

    11. MANAGE THE SEATING ARRANGEMENTS.

    Being physically close to your audience increases your ability to build rapport. If the audience is scattered, it is more difficult to lead them as one unit. Bring them together, removing large numbers of empty seats. They will be less self-conscious if they are sitting close together. Arrange seats so the audience can easily see you.

    12. DEAL WITH DISRUPTIONS.

    If you encounter disruptive persons, keep control of your emotions. Do not show irritation. Wait until they finish talking; then use active/reflective listening. Lower your voice; don’t try to shout them down. Sometimes humor can reduce the tension. If they continue to be disruptive and it is appropriate, ask them to leave or to meet with you later to discuss their concerns.

    13. BE A LEADER.

    Your audience expects you to create the atmosphere, set the tone, assume a leadership role, and be in control. They want to be treated with respect. Arrive early to make sure everything is properly set up and ready. Be yourself, allowing your unique personality to shine.

    Remember, you are there to make something happen, to move your audience in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the po

    Refinance Mortgage Lenders - Finding The Best Refinance Lender
    Finding a good lender to refinance your mortgage can be almost as important a decision as the actual mortgage you choose.  In order to make a wise selection of a refinancing lender you should do four things:1. Know the objective of your mortgage refinanceDo you want to lower your current interest rate?  Generally, refinancing your mortgage can be profitable if your current mortgage is 2% higher than the prevailing rates.  Do you want to move from an adjustable rate mortgage (ARM) to a fixed rate mortgage?If interest rates are creeping up this may be a good idea.  Do you want to shorten the term of your mortgage to accumulate value more quickly?  Do you want to take cash out of your home’s equity?  The mortgage refinance lender you pick will want to know your reason for refinancing so that the appropriate mortgage product can be chosen.  You will also want to be aware of your credit score and the terms of your current mortgage.2. Know the different types of mortgage refinance lenders and the different types of mortgage refinance products that are availableJust like when your home’s mortgage was originally financed, there are a variety of lenders who can refinance your mortgage:  Banks, credit unions, mortgage companies.  T
    in some way. It is up to you to inspire them.

    14. KNOW YOUR GOAL.

    Every speech has at least one of four goals: to inform or explain, to persuade, to inspire action, or to entertain. Know the goal of your presentation, and keep it in mind as you thoroughly prepare.

    Lack of preparation reflects indifference and insults your audience. Careful preparation is the only way to achieve the results you want. Use simple and clear language that communicates your ideas in a manner suited to your goal.

    15. EXHIBIT VITALITY.

    When Dr. Kenneth McFarlin, an outstanding professional speaker, was asked what is the most important quality of a speaker, he responded: “vitality.” Vitality includes enthusiasm, energy, forcefulness, and aliveness. It comes from a depth of conviction—a deep belief in yourself and in what you are saying.

    16. INCREASE YOUR SELF-MOTIVATION AND SELF-CONFIDENCE.

    Use positive affirmations and visualization exercises. Speak about something you believe in. Set goals and take small steps toward your goals.

    17. TAKE RISKS.

    Be willing to stretch your comfort zone, to risk, to grow. Risk doing the thing you fear, and be optimistic. Remember, an optimist is someone who may have worn-out shoes, but concludes, “Well, I guess now I’m back on my feet!”

    CONCLUSION

    Mahatma Gandhi was timid and afraid of people when he was a youngster. He was afraid of conversing even with his classmates, and the thought of speaking to a large audience was terrifying. Yet Gandhi became a great leader, fearlessly speaking to thousands of people. By word and example, he inspired a nation to win freedom from British rule.

    What was responsible for Gandhi’s transformation? He became impassioned with a grand purpose, a great message that he was motivated to share. Like Gandhi, you and I can become dynamic speakers when we have a valuable message to communicate.

    You will be amazed at the positive influence you will have on others by becoming a good speaker. Public speaking will enrich both your life and the lives of others.

    Take advantage of opportunities to speak to audiences no matter how small. Remember the words of Demosthenes, one of the world’s greatest orators, who said, “Small opportunities are often the beginning of great enterprises.”

    Copyright 2007. Raymond Gerson

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