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    ould change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality
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    I love a bargain! I always want the best deals on any products I buy. I scour the internet, clip coupons and negotiate with sales people for better prices on everything from groceries to new cars.

    One place I do not negotiate is on professional services. My hairstylist was referred to me by a friend. She does an awesome job and is worth every penny I pay her (including the tip!). Likewise, our doctors and dentist came to us by recommendation. They are out-of-network from our HMO which means that we pay an increased co-pay for each visit. We could change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality o

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    One place I do not negotiate is on professional services. My hairstylist was referred to me by a friend. She does an awesome job and is worth every penny I pay her (including the tip!). Likewise, our doctors and dentist came to us by recommendation. They are out-of-network from our HMO which means that we pay an increased co-pay for each visit. We could change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality

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    t was referred to me by a friend. She does an awesome job and is worth every penny I pay her (including the tip!). Likewise, our doctors and dentist came to us by recommendation. They are out-of-network from our HMO which means that we pay an increased co-pay for each visit. We could change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality
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    d dentist came to us by recommendation. They are out-of-network from our HMO which means that we pay an increased co-pay for each visit. We could change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality
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    ould change our doctors and dentist to providers that are in-network and reduce our fees, but we would never consider giving up the quality of care we receive to save a few bucks.

    Every time our family needs a new service professional, we use the same process: think for a moment which friend has been in a similar situation and call that trusted friend for a referral. A few years ago our family was in a car accident a few years ago and needed both and attorney and auto body shop. After two phone calls, we were in the hands of trusted professionals. Our son needed braces and we didn’t shop around for the best price, we contacted a friend whose daughter was completing the process wit

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