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Add You - Making the Offer to the Homeowner
So usually a person pays a virtual assistant a hourly wage, well there is another option, retainer fees. A retainer fee is basically a fee that pays for a block of hours guaranteed. You can pay ahead once you know how often you may need the virtual assistant. Sometimes this is easier for a employer to do when they need more than just a few months or weeks of work done, therefore it’s already pre-arranged and the virtual assistant will get the work done.What Are The Advantages Of Paying A Retainer Fee?When first obtaining the services of a virtual assistant you need to determine exactly how often you may need their help. This way if you choose to pay retainer fees you know exactly how much time to buy for. If you pay ahead you do not have to worry about payment once the work is actually done. Sometimes when a virtual assistant allows retainer fees they may offer a discount this may be any where from 10%-20% savings for the employer. Also depending on the virtual assistant if some hours are not used they
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. Duri
These days, young male drivers can face some of the highest car insurance premiums around. Even those with low value vehicles can be paying over ?3000 for their car insurance! With such high prices, and trends unlikely to change in the near future, young male drivers need all the help they can get when it comes to lowering their car insurance premium. The main reason for these lofty premiums is that young male drivers are seen as very high risk customers for insurance companies. They are assumed to have a higher exposure to alcohol and illicit drugs; are more inclined to overcrowd their vehicles; more likely to drive irresponsibly, and consequently more likely to be involved in an accident. While it is obvious that this does not truly represent all young drivers, and there are plenty of young male drivers who drive responsibly, their premiums are being raised by the growing number of young, reckless male drivers who taint the statistics. But as well as these (possibly unfair) assumptio
This technique requires you to start with the market value of the home in pristine condition unless the homeowner volunteers a price that is lower than the actual price. How you get to the price is one of three ways.
1) The manager can provide you with local comparable homes that have sold in the neighborhood which you can bring with you.
2) You can print the index and show them what properties traditionally sell for on that street.
3) The homeowner can tell you what they think the home is worth; if that number is lower than the first two you can use it in your calculation.
Remember this is the pristine condition (no rehab necessary price). A house with deferred maintenance sells for less and takes much longer to sell.
Walk Down the Price
If you have a property that has a market value of $200,000 either by (comparable value, Index or homeowner) what do you do next?
You use that price as your value and then begin the process of netting out what a homeowner would receive if his/her property was placed on the market for that particular price by a real estate broker.
Reduction 1
Market Condition:
Asking Price vs. Actual Sales Price
Most Homeowners do not know that realtors keep statistics on the price a house went on the market and the price it actually sold for. The difference is always a few percentage points at least, even in the strongest market.
We can and will provide you with the statistics in your county and in the zip code where the property you are trying to purchase is. For example if the property was in the 02360 zip codes. Houses stay on the market for 139 days and sell for 96.4% of the asking price. Personally, I would rather use the 10% reduction of the market price instead of the actual percentage. The reason is that the percentage is a look back procedure and the market may have changed in the last quarter.
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. Durin
I am amazed at how many investors have no idea about what Options really are. Many continue to provide the argument on how Options Trading is very risky…I would have to disagree as Options Trading is safer than just trading stocks. Now hold on a minute and let me explain. You are correct in that Options Trading does have risks. But, so does any strategy used in the Stock Market as no one knows what the stock will be in the future. So, let’s say you purchase stock in DELL so you are looking for an increase in value so that your investment increases. Now, what happens if DELL drops in price? Your portfolio value drops along with DELL. A $5.00 drop in stock price and you will be down $500 on your investment in DELL.What would I have done differently? Let’s say I match your investment in DELL and purchase 100 shares as you have done. I however would sell a call again DELL ( in other words, sell someone the option to purchase my shares from me at a fixed price above what I paid for the stock) other wise know as
1) The manager can provide you with local comparable homes that have sold in the neighborhood which you can bring with you.
2) You can print the index and show them what properties traditionally sell for on that street.
3) The homeowner can tell you what they think the home is worth; if that number is lower than the first two you can use it in your calculation.
Remember this is the pristine condition (no rehab necessary price). A house with deferred maintenance sells for less and takes much longer to sell.
Walk Down the Price
If you have a property that has a market value of $200,000 either by (comparable value, Index or homeowner) what do you do next?
You use that price as your value and then begin the process of netting out what a homeowner would receive if his/her property was placed on the market for that particular price by a real estate broker.
Reduction 1
Market Condition:
Asking Price vs. Actual Sales Price
Most Homeowners do not know that realtors keep statistics on the price a house went on the market and the price it actually sold for. The difference is always a few percentage points at least, even in the strongest market.
We can and will provide you with the statistics in your county and in the zip code where the property you are trying to purchase is. For example if the property was in the 02360 zip codes. Houses stay on the market for 139 days and sell for 96.4% of the asking price. Personally, I would rather use the 10% reduction of the market price instead of the actual percentage. The reason is that the percentage is a look back procedure and the market may have changed in the last quarter.
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. Duri
If you are a small business owner, your biggest problem, simply speaking, is growing your bottom line by getting more customers. To secure new customers requires that you share or deliver your message to the market place. If you don’t believe that marketing is essential to your business, then don’t read any further because this article will have no value for you.However, if you understand the importance of marketing, maybe now is the time to check out your marketing tool box and assess your marketing tools to ensure that they will deliver you sharp sales in 2006.Your marketing tool box much like a traditional tool box and has 2 sections. The top section sits on top of the bottom section. Within the second section of your tool box or the bottom is the “heavier” marketing tools. Remember, each tool has a cost. NOTE: An estimated price range is included.Top Section -- Lightweight Tools Business Cards -- $20 to $200 for 1,000 cardsBrochu
Walk Down the Price
If you have a property that has a market value of $200,000 either by (comparable value, Index or homeowner) what do you do next?
You use that price as your value and then begin the process of netting out what a homeowner would receive if his/her property was placed on the market for that particular price by a real estate broker.
Reduction 1
Market Condition:
Asking Price vs. Actual Sales Price
Most Homeowners do not know that realtors keep statistics on the price a house went on the market and the price it actually sold for. The difference is always a few percentage points at least, even in the strongest market.
We can and will provide you with the statistics in your county and in the zip code where the property you are trying to purchase is. For example if the property was in the 02360 zip codes. Houses stay on the market for 139 days and sell for 96.4% of the asking price. Personally, I would rather use the 10% reduction of the market price instead of the actual percentage. The reason is that the percentage is a look back procedure and the market may have changed in the last quarter.
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. Duri
You may think it is, but your resume isn't really about you at all.In fact, you aren't even the subject of the document.Sure, without you there wouldn't BE at a resume, but that's not the point. Anybody reading your resume doesn't want it to be about the "you" that is in good health, or the "you" that has hobbies and interests outside work, or the "you" that likes movies and traveling.It's nice for an interviewer to find an affable person who would be a great member of the team. Those are good qualities to have. But they come across during the interview, without much extra effort on your part (sometimes none, if you're well prepared).All somebody reading your resume really cares about is what value you can add to his organization. If all you do is show up and collect a paycheck, you're worse than useless - you're a net cost. Every business cares about ROI in almost every area. Good businesses are almost obsessed with it. Your resume is your chance to present yourself as a profit improver.
We can and will provide you with the statistics in your county and in the zip code where the property you are trying to purchase is. For example if the property was in the 02360 zip codes. Houses stay on the market for 139 days and sell for 96.4% of the asking price. Personally, I would rather use the 10% reduction of the market price instead of the actual percentage. The reason is that the percentage is a look back procedure and the market may have changed in the last quarter.
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. Duri
How high your web site is going to be in the page rankings may depend on high your standards are when it comes to 1) thinking big and 2) creating a sleek and functional site that really user friendly. This is because link partners (the kind that will trade a link with you so that you can rise in the search engine rankings) really do look for your potential to expand before they will consider trading with you. Functionality is important because they do not want their own success associated with a web site that may fail them by breaking down. Ultimately SEO is all about your personal credibility and that is expressed by the excellence of your website design.Basically there are two types of sites that you can create, a simple ecommerce site or its monstrous sister on steroids - the ecommunity information based site. The problem with the latter is usually you have to find a place to park the enormous database that comes with the creation of a site that is both community and information based. This means purchasing a l
Based upon the market conditions as of the first quarter of 2006. A house on the market for $200,000 in pristine condition would sell for $192,800.00 dollars.
REDUCTION 2
BROKERS COMMISSION DEDUCTION SIX PERCENT 6 %
If the property were to sell for the price of $192,800 less the brokerage commission of six percent (6% or $11,560.00) $181,232.00
REDUCTION 3
Time On Market Carrying Costs
In the example above property in the 02360 zip code sells in 139 days on the average. Some are longer some are shorter. During that period of time the homeowner is obligated to make the following traditional payments:
1) mortgage payments (1,200.00)
2) taxes (200.00)
3) Insurance (200.00)
Each of those payments should be added up and then multiplied by 4.5 (139 days =4.5 months) This would be deducted from the amount they would receive at the sales table.
For example the mortgage is $1,200 per month x 4.5= $5,400.00
Taxes 200 x 4.5=$900.00
Insurance $200 x 4.5=$900.00
Traditional Payment reduction $7,200.00
Balance due to homeowner $171,032.00
REDUCTION 4
Foreclosure Fees and Charges
In the current situation the homeowners are normally required to pay the following bank charges:
BPO fees and inspections: the bank has the right to charge for inspections which are drive-by inspections of value of the property. This expense is charged to the homeowner’s back due payments. Attorney fees: the bank will continue to charge legal fees during the process of foreclosure including fees for advertisements in the local newspapers, filing fees in the land court and superior court (Prothonotory court). Late fees and forced place insurance. Because the homeowner is not paying the mortgage they will be charged for late fees and insurance by the bank.
All of the foreclosure fees will add up to approximately $10,000.00 or more.
171,032.00-10,000=$161,032.00
REDUCTION 5
Payoff Mortgage and other Liens
The homeowner needs to pay off the outstanding balance of the mortgage as well. This in our example is $120,000.00. This number would be deducted from the $161,032-120,000=41,032.00
REDUCTION 6
CLOSING COSTS REDUCTION
The homeowner would also have to pay closing costs including deed preparation, taxes, excise taxes, stamps. These fees are usually 1.5% of the sale price ($2700.00 in our example)
$158,332.00 or net (41,032-2,700=38,332.00)
So in the best of all worlds the homeowner would receive net $38,332.00 in 139 days from today.
REDUCTION 7
Deferred Maintenance (home inspection)
Pristine condition means that their would be nothing to do to the house, no painting, no rug Replacement, sanding and refinishing floors. Everything is new including the mechanicals.
From your notes and the interior walk through you may have noticed that some of the items are
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