For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had

Let me put it another way, up to now, you've probably worked very hard to get where you are. But my guess is that you've worked too hard, endured too much stress ... and for what? It can all evaporate before your very eyes because of of one or any frivolous lawsuit.

One of the fastest growing businesses in America is an army of contingent-fee lawyers. Did you know that 80% of total world's lawyers are in the United States and 130,000 new students are currently attending law school?

Of one well-known and notable frivolous lawsuit that I can recall is the woman who was awarded $2.3 million in a suit against McDonald's because she spilled hot coffee all over herself. (The Award was later reduced but not eliminated).

Here is an actual account of a frivolous lawsuit: while driving to an appointment, one of the employees remembers he needs to contact a coworker regarding a meeting. He dials the number on his cell phone, and briefly takes his eyes off the road. In that instant, a vehicle in front of him shifts lanes, and he strikes it, seriously injuring a 78-year-old woman. Under exactly this scenario, a jury awarded a $21 million judgment against Dykes Industries of Little Rock, Arkansas.

PREDATOR-PLAINTIFFS FILED 30 MILLION NEW LAWSUITS LAST YEAR

That's over 82,000 lawsuits per day and the number keeps growing! Opportunists make careers out of filing lawsuits, knowing that the expense of defending against these attacks is so high, a settlement will likely be offered.

How Opportunists Find Out You're Worth Suing. Your bank, brokerage and credit card transactions provide a remarkably detailed account of who you are, what you own and even describe or provide insight about your opinions, interests, ideology and religion. These records may be subpoenaed in a lawsuit and used against you.

Like or not, your life has become an open book. Literally, you have NO financial privacy. I don't mean to alarm you but the information that is recoverable about you and your family is frightening. The truth is just about everything you might want to keep private - details of your bank accounts, your phone records, medical records, credit reports and even your Social Security number can be viewed by anyone, anytime - for "the right price."

The United States has some of the most relaxed privacy laws in the world. Information about you is bought, sold or shared without your knowledge or consent every day. You can slow down this trade in your data, but you can't stop it.

WHY FRIVOLOUS LAWSUITS ARE SO PREVALENT IN AMERICA TODAY

In 2004, more than nine million Americans had their identity stolen and approximately 1.8 million were sued. For a few dollars, you can perform a search on the Internet to locate your target's home address, work history, and telephone records and even balances in U.S. securities and bank accounts. Most other countries regulate this trade in information much more strictly than the United States. And in countries with bank secrecy laws, it means that this kind of financial information can never be shared, except under stringent conditions. Information about you, your wealth, your home and everything in it is for sale to the highest bidder.

For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had

Here is an actual account of a frivolous lawsuit: while driving to an appointment, one of the employees remembers he needs to contact a coworker regarding a meeting. He dials the number on his cell phone, and briefly takes his eyes off the road. In that instant, a vehicle in front of him shifts lanes, and he strikes it, seriously injuring a 78-year-old woman. Under exactly this scenario, a jury awarded a $21 million judgment against Dykes Industries of Little Rock, Arkansas.

PREDATOR-PLAINTIFFS FILED 30 MILLION NEW LAWSUITS LAST YEAR

That's over 82,000 lawsuits per day and the number keeps growing! Opportunists make careers out of filing lawsuits, knowing that the expense of defending against these attacks is so high, a settlement will likely be offered.

How Opportunists Find Out You're Worth Suing. Your bank, brokerage and credit card transactions provide a remarkably detailed account of who you are, what you own and even describe or provide insight about your opinions, interests, ideology and religion. These records may be subpoenaed in a lawsuit and used against you.

Like or not, your life has become an open book. Literally, you have NO financial privacy. I don't mean to alarm you but the information that is recoverable about you and your family is frightening. The truth is just about everything you might want to keep private - details of your bank accounts, your phone records, medical records, credit reports and even your Social Security number can be viewed by anyone, anytime - for "the right price."

The United States has some of the most relaxed privacy laws in the world. Information about you is bought, sold or shared without your knowledge or consent every day. You can slow down this trade in your data, but you can't stop it.

WHY FRIVOLOUS LAWSUITS ARE SO PREVALENT IN AMERICA TODAY

In 2004, more than nine million Americans had their identity stolen and approximately 1.8 million were sued. For a few dollars, you can perform a search on the Internet to locate your target's home address, work history, and telephone records and even balances in U.S. securities and bank accounts. Most other countries regulate this trade in information much more strictly than the United States. And in countries with bank secrecy laws, it means that this kind of financial information can never be shared, except under stringent conditions. Information about you, your wealth, your home and everything in it is for sale to the highest bidder.

For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had

How Opportunists Find Out You're Worth Suing. Your bank, brokerage and credit card transactions provide a remarkably detailed account of who you are, what you own and even describe or provide insight about your opinions, interests, ideology and religion. These records may be subpoenaed in a lawsuit and used against you.

Like or not, your life has become an open book. Literally, you have NO financial privacy. I don't mean to alarm you but the information that is recoverable about you and your family is frightening. The truth is just about everything you might want to keep private - details of your bank accounts, your phone records, medical records, credit reports and even your Social Security number can be viewed by anyone, anytime - for "the right price."

The United States has some of the most relaxed privacy laws in the world. Information about you is bought, sold or shared without your knowledge or consent every day. You can slow down this trade in your data, but you can't stop it.

WHY FRIVOLOUS LAWSUITS ARE SO PREVALENT IN AMERICA TODAY

In 2004, more than nine million Americans had their identity stolen and approximately 1.8 million were sued. For a few dollars, you can perform a search on the Internet to locate your target's home address, work history, and telephone records and even balances in U.S. securities and bank accounts. Most other countries regulate this trade in information much more strictly than the United States. And in countries with bank secrecy laws, it means that this kind of financial information can never be shared, except under stringent conditions. Information about you, your wealth, your home and everything in it is for sale to the highest bidder.

For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had

The United States has some of the most relaxed privacy laws in the world. Information about you is bought, sold or shared without your knowledge or consent every day. You can slow down this trade in your data, but you can't stop it.

WHY FRIVOLOUS LAWSUITS ARE SO PREVALENT IN AMERICA TODAY

In 2004, more than nine million Americans had their identity stolen and approximately 1.8 million were sued. For a few dollars, you can perform a search on the Internet to locate your target's home address, work history, and telephone records and even balances in U.S. securities and bank accounts. Most other countries regulate this trade in information much more strictly than the United States. And in countries with bank secrecy laws, it means that this kind of financial information can never be shared, except under stringent conditions. Information about you, your wealth, your home and everything in it is for sale to the highest bidder.

For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had

For example: Computers have become valuable digital assistants. But they may also contain sensitive information about your finances, spending habits and personal life. In the wrong hands, these little facts could not only embarrass you but could be used against you in court.

IDENTITY THEFT: CAUSE OF AMERICA'S LAWSUITS?

Identity theft is the fastest-growing crime in America. In 2005, at least 130 reported security breaches exposed more than 55 million Americans to potential ID theft. In 2006, I.D. theft was spiraling out of control. In 2006, more than 30 million Americans have had their personal data potentially exposed to identity thieves.

STATISTICS ON IDENTITY THEFT

May 22, 2006: 26.5 million military identities exposed when a laptop was stolen from a U.S. Veterans' Administration employees' home.

June 1, 2006: 1.3 million customers exposed. The Texas Guaranteed Student Loan company announced that 1.3 million customers were at risk of ID fraud after a contractor lost unspecified "computer equipment."

June 6, 2006: 72,000 identities exposed. Officials with Ohio's Buckeye Community Health Plan notified authorities that four computers were stolen containing 72,000 Medicaid subscribers' personal information.

June 8, 2006: 65,000 identities exposed. The YMCA announced that a laptop stolen from an office in Providence, R.I. held credit card and SSN's, checking account data and names, addresses and medical information.

June 18, 2006: 970,000 identities exposed. Insurance giant AIG announced that it lost personal information of about 970,000 consumers after a burglary in Midwest.

PROTECTION FOR LAW AGAINST FRIVOLOUS LAWSUITS

And forget about the protection of the law. In many cases, the law seems like it's on the side of those who would steal from you!

Did you know these facts?

- If you loan a vehicle to a friend who injures someone or damages his property, you can be sued. - If you lend money to someone to purchase a vehicle, you may be responsible for any damages or injuries that person causes in an accident. - If a guest in your home does something illegal during their stay, your property can be seized. And you're not innocent until proven guilty in such cases; rather, it's up to you to prove your innocence, or lose your property

WHY ARE FRIVOLOUS LAWSUITS SO RAMPANT?

You didn't hang a 'GET LOST' sign around your wealth.

It's a justice system run amuck. In the United States, we have a highly unusual judicial system. Contingent-fee lawyers act like predators or armed street gangsters. Judges and juries act like Robin Hoods, determined to redistribute your wealth. Statistics are staggering: you will be sued more times than you will have a hospital stay.

And what's outrageous is that our judicial system helps them by:

(1) making it easy for your predator-plaintiffs to sue. (2) predator-plaintiffs and their lawyers will sue you for just about anything they can dream up; and (3) plaintiffs don't need to pay their lawyers in advance. They will work for a percentage of whatever they can squeeze out of you.

The Trap has been set! Clever gold-digging lawyers have been successful in casting you as the villain. You are the "greedy rich" at the expense of working stiffs. Judge and juries are out to get even.

It’s always about "the money!" Lawsuits have become the plaintiffs' number #1 negotiating strategy. Lawyers have learned that for the $175 court filing fee, one of two things will likely happen:

1. Either you give them money to go away. Or else, 2. They’ll keep you tied up in court for 2 to 5 years and then the jury will give them your money. In either case, the money comes out of YOUR POCKET.

That's their strategy and it works every t