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  • Add You - Which Long Term Care Insurance Company Should I Choose?

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    someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies fr

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    Choosing the right insurance company for your LTCi policy is a very important step, and there are several top quality companies that have proven track records in the field of long term care.

    The truth is that every company has their own proprietary method of determining policy features, premiums, and health issue qualifications.

    Some policies cost 10% - 50% more if you are taking blood pressure medications. Others don't.

    Some policies are very strict about rating overweight folks. Others aren't so strict.

    Some companies charge up to 35% more for someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies fro

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    track records in the field of long term care.

    The truth is that every company has their own proprietary method of determining policy features, premiums, and health issue qualifications.

    Some policies cost 10% - 50% more if you are taking blood pressure medications. Others don't.

    Some policies are very strict about rating overweight folks. Others aren't so strict.

    Some companies charge up to 35% more for someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies fr

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    ures, premiums, and health issue qualifications.

    Some policies cost 10% - 50% more if you are taking blood pressure medications. Others don't.

    Some policies are very strict about rating overweight folks. Others aren't so strict.

    Some companies charge up to 35% more for someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies fr

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    n't.

    Some policies are very strict about rating overweight folks. Others aren't so strict.

    Some companies charge up to 35% more for someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies fr

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    someone who has used tobacco. Others are much more lenient in this area.

    The point is that there is a great difference in LTCi policies from one company to the next, especially depending on your health history and habits. That is why it's best to find the company that is best for your particular situation and not to view LTCi as just a cookie-cutter commodity.

    This is also why it is such a good idea to have a clear idea of what LTCi policy foundational features are most important to you BEFORE you go shopping, since you will be able to make a better "apples to apples" comparison between companies if you do.

    You should also certainly look for a company that is rated very highly with regard to it

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