Add You - Finance

Marketing Results - How To Guarantee Yours
You can guarantee a good and usually impressive response to your direct response marketing letters and adverts by testing. There are different tests you can use, but it is important to test within your means.In this article you discover what and how to test, so you know EXACTLY what is -- and what isn't -- working for you.Test your headlines, content, offer and response mechanism.Send your letter to a small portion of your database.Monitor the response you get. Test another version with a small number of contacts again and check that result. Then, when you have created the most responsive letter send it out to the rest of your list.If you don’t test you could be spending a fortune unnecessarily.“Businesses have discovered that not testing a marketing campaign before running it can be ruinous -- testing, testing, testing is the only way to check if you have the right headline and offer”For Adverts start small; with classifieds, and only increase in size when the response you get is at least break-even and, preferably, profitable.WE SEE THINGS FROM OUR OWN PERSPECTIVEThe challenge we all have is to appreciate we see things from our own, personal perspective – and so does everyone else. The headline, offer or money-back promise or other promise that appeals to you may not appeal to other people.It is cruci

tal looking for investment opportunities in Las Vegas. Certainly casino company stocks and bonds or private offering might be worth looking. However, the sad news is that no matter for stocks or bonds or private offerings, the investment reward is only around 10% to 20% yearly. Well, maybe it is not so sad at all. 10% or 20% of return is certainly a lot safer than gambling. Which reward is better, 10% - 20% return or wipeout?

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

It depends. Although casino gambling does not provide real investment opportunities as stock market provides, sometimes stock market can be even worse than casino due to insider manipulation, cheating books, etc. Over the past couple of years, I have heard so many negative news from stock market: Enron, Worldcom, mutual fund scandals, market timing, etc. But I have not heard of news of slot machine cheating by Las Vegas Casino company. Casino does not need to cheat to make money, the odds are against gamblers. Although stock market does offer real investment opportunities for businessman-like investors, stock market is also a place for gamblers to place their bet just like a Ca

Displaying RSS Feeds on Your Web Page
RSS feeds have made it very convenient to syndicate information from various sources. Most of websites and services that publish fresh content, such as ezines, press release, new agencies, blogs make their content available thru RSS feeds. As new content is published the RSS feed gets updated automatically.Adding RSS feeds to web pages has many advantages. Let us say you have added RSS feeds from a popular ezine on one of your web pages.• The content of the web page is automatically updated as the ezine makes new content available via RSS feeds. Every time search engine spiders crawl your web page they are likely to find the web page updated.• The visitors to your web site will also find new content on every visit and they might be tempted to visit your web page more often.• You do not have to bother about writing fresh content as RSS feeds are updated automatically.Earlier I had written an article on adding RSS feeds to a web page using java script. While this method makes fresh content available to the readers, the content of the feed cannot be “read” by search engine spiders. Therefore the web page does not get the benefit of changing content from the search engines.On the other hand php based installation makes it possible for spiders to notice the changing content of the web page. This article is a follow-up of my previous artic

Time to look back

2004 is over, now we are in 2005. This is time to seriously look at performance of your personal investment, such as mutual fund, or individual stocks holdings, etc. Does your fund beat index last year? Does it beat index over past many years? How are you doing with your own stock investment comparing to SP&500 index?

If the answer is "great", well congratulations. You have your own way of beating market and making big money already.

If the answer is "not so great", or "failed to beat index". You have got a problem. You need to look deeper into the investment strategy you used or your fund used. You can not pretend that there is no problem when in fact there IS a problem. I know there are just so many people out there that can not face this. Let's face it, Almost everyone, include myself have ego that we JUST do not want to admit failure or mistake or any hint of it. Here comes the 1st Component below.

Component # 1 - ego, gut, perseverance

Value investing or investing in general is all about psychology, ego, attitude, and gut.

Investing is serious business. It is our money, our life savings at stake. Sometimes biting the bullet with pain to trash the ego is worth the pain if that makes you more money. Ego is one thing that we must avoid in stock market investing business in order to make big money ahead. You can not hide, you have to compare your own performance of past many years to SP&500 index. Of course, I am not saying that you should be comparing every month. It is OK to make some mistakes, here and there for certain months. However, it is NOT ok if the performance year over year has been bad. You have got to change if that is the case.

Although ego is something you should all avoid, perseverance is something you must treasure if you want to be that marathon winner. When you finished your due diligence and you have calculated your risk reward ratio and intrinsic value, go for it and stick with it. Do not be scared of negative comments or negative press, even if the source is from a famous author or from your close family. Value investing is lonely business. I know this for years. I have been criticized over past many years for numerous reasons, for not beeing able to sell at top, for not beeing able to buy at bottom, for picking a risky bankruptcy related stock, or for buying a low float small cap stock , blah blah. You know what? in the end, my investment performance is better than most of folks out there in the market, including those "pro" mutual fund managers.

I have got comments like this before: "Blast, I like your method, I know you are making big money. But, I can not do as you are doing. I can not hold. Especially bad news hit, I just have to sell, and my performance sucks".

Well, if he/she do not have gut to hold like I hold during bad time, she/he can not make big money with value investing. One can be all right in paper, right with value calculation, right with timing of purchase. However, if you can not fight against panic during minor negative news, you are out in the investing marathon.

Component # 2 - right method

Many investment methods are flawed, period. This is especially true for many short term oriented trading methods. Many mutual funds preach long term holding for their fund investors, but the fund managers themself engage in short-term trading like mad men. Performance of many momentum based growth funds or tech funds looked horrible for past 5 years. The reason for that is very simple: the investing method itself. Growth investing or short term trading sometimes can be very speculative and dangerous.

Wall street has famous theory that "the more risk, the more reward". Therefore, yeah, growth funds are risky, but if you want to have more reward, you have to chase risky stuff.

Wrong. The truth actually is "the more risk, the less reward".

I know I am going to be hammered by saying above non-conventional statement. I put out below example to back up my point.

Las Vegas is world famous place for gambling. As an average investor, you visit Las Vegas looking for opportunities to make big money with $50,000 investing capital. Let's assume the theory "the more risk, the more reward" is correct. Where are the riskiest opportunities out there in LV? Of course, Gambling. The potential reward can be astonishingly high. Black jacket, slot machine all have huge potential with 1000% or even more within minutes. You can make millions if you are lucky with your $50,000 principal at slot machine. Actually, it is FACT there are small group of gamblers who made millions in gambling in LV.

However, If you are sensible person, you know the answer. As high as the potential reward can be, the most likely result from gambling with $50,000 principal at LV is WIPEOUT. You lose all your hard-earned money.

If you are a rich investor with multi-million dollar capital looking for investment opportunities in Las Vegas. Certainly casino company stocks and bonds or private offering might be worth looking. However, the sad news is that no matter for stocks or bonds or private offerings, the investment reward is only around 10% to 20% yearly. Well, maybe it is not so sad at all. 10% or 20% of return is certainly a lot safer than gambling. Which reward is better, 10% - 20% return or wipeout?

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

Making Money Online Means Never Giving Up
It was exactly one year ago when I first became interested in making my own website. I was a Sergeant in the U.S. Army stationed in Germany and a good friend of mine, Marsh Uele, would often mention his online success in Internet marketing. Initially I was hesitant to get started. It seemed like there was just too much that I did not know for me to be able to actually do it.Although I was not very confident to start, I learned the basics and got started. The first few months were full of submitting my site directories, writing articles and submitting to article directories, writing content etc. It took a few months before I started to make even a little money. After about 3 months I began to see my hard work start to pay off. There were many times that I thought, is this really worth the time? The number one thing I have learned in trying to make money online is that you can never give up.It has been one year now since I began my journey and I am now making money online on a daily basis. I now earn on average thirty to fifty dollars a day and it seems to rise every few weeks. The first few months were the hardest and this is why, in my opinion, so many people fail in Internet marketing. If you can get past the learning curve, you will be successful and you will make money online.Like I said before, I began with no prior knowledge of HTML, web design or a

if that makes you more money. Ego is one thing that we must avoid in stock market investing business in order to make big money ahead. You can not hide, you have to compare your own performance of past many years to SP&500 index. Of course, I am not saying that you should be comparing every month. It is OK to make some mistakes, here and there for certain months. However, it is NOT ok if the performance year over year has been bad. You have got to change if that is the case.

Component # 2 - right method

Wall street has famous theory that "the more risk, the more reward". Therefore, yeah, growth funds are risky, but if you want to have more reward, you have to chase risky stuff.

Wrong. The truth actually is "the more risk, the less reward".

I know I am going to be hammered by saying above non-conventional statement. I put out below example to back up my point.

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

Shipping Your Large Packages - UPS's New System
UPS is changing the way they calculate freight charges on your larger and oversized packages in 2007. They have what has been termed a simpler rate calculation based solely on dimensional weights which replaces the old oversize specifications of the past. This system is only applicable to ground shipping methods and only for packages larger than 3 cubic feet or 5184 cubic inches. Packages smaller than 3 cubic feet will be billed based on the actual weight of the package.The new methods represents a more gradual price increase based on total dimensions rather than using the old tiered method. The actual billable weight will be the larger of the actual weight or the dimensional weight.How to calculate the cubic size of your package. -- Whatever you are shipping needs to be described by a rectangle with a Length x Width x Depth. Measure this rectangle and round each number to the nearest whole inch. (e.g. a package with exact dimensions of 14.25" x 12.65" x 8.75" would be rounded to 14" x 13" X 9". Next, multiply the LxWxD (14x13x9=1638 cubic inches). This package would not qualify for dimensional weights and would ship based on actual weight. Let try another. Your package is 49.5" x 29" x 07.5" (50x29x8 = 11,600 cubic inches). This is larger than 5184 cubic inches so it will be billed by billable weight.Once your package qualifies

than most of folks out there in the market, including those "pro" mutual fund managers.

Component # 2 - right method

Wall street has famous theory that "the more risk, the more reward". Therefore, yeah, growth funds are risky, but if you want to have more reward, you have to chase risky stuff.

Wrong. The truth actually is "the more risk, the less reward".

I know I am going to be hammered by saying above non-conventional statement. I put out below example to back up my point.

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

How to Check Your Credit Report
When you are applying for a new credit card, or an extension of a credit or loan, your lender will review your credit report before granting you anything. So it is probably best to check up on your credit report as well. This way you can correct any inaccuracies and fix your credit report immediately. Ideally, you should check up on your report monthly, and even weekly, especially if you have made a large credit purchase.Consistently checking up your report will help you to eliminate errors and mistakes easily. It is important that you are up to the task and fix your credit report when problems arise because otherwise, you may have trouble applying for a credit card or loan.The way to go about keeping an eye on your report is to first get a summary of all your credit accounts and the total debt you’ve incurred. This includes the available limits and existing balances. Any inaccuracies you can then quickly rectify.More importantly, by constantly reminding yourself of your credit report, you can budget and plan for the future. If you want to buy a brand new car or house, you need to make sure you’ll be easily granted the loan required for such expensive investments.If you’re not willing to check your credit report that frequently, at least look over it thoroughly once a year. At the end of the day, it is up to the creditors to evaluate your report,

e risk, the more reward". Therefore, yeah, growth funds are risky, but if you want to have more reward, you have to chase risky stuff.

Wrong. The truth actually is "the more risk, the less reward".

I know I am going to be hammered by saying above non-conventional statement. I put out below example to back up my point.

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

SEO Super Highway Tactics
SEO (Search Engine Optimizing) often aid the Internet Marketers effectively in using the strategies to nag at the top search engines. SEO tactics focuses on keyword density, link exchange, etc which is favored of concentrating on the subject or relevancy of a web site services or products. Links reach quality and relevancy factors into whether a web site will make it to the top search engines, such as Google's, Yahoo!, MSN, etc.For example, SEO experts would start by analyzing the keyword phrases/keywords density that end-users/customers would consider when searching for your services, or products on a web page. SEO keywords are what drive visitors' to a web page, which is optimizing and heavy*, since the user will use these keywords to locate your website. The keywords order will appear in your URL, title tags, domain brand, description Meta Tags, keyword Meta tags, and the ALT text, as well as the links on your page. This is the command of density, which Google places high emphasis on, yet the body of the web pages is where SEO focus on inserting keywords, since major search engines strive on this.In short, to resemble Google's top ranking you would at least need 10 to 20 percent of the keywords consistent with what you are promoting. Cramming is not acceptable by Google's, Yahoo, or linked search engines. Keyword focus means that for, the first line, centerl

Well, I know you may want to protest against my above example. Stock market can not be as bad as Casino, right?

In stock market, the odds are against speculators.

Well, I know you may have more questions. Why Casino bonds or stock offerings or even private offering is only offering 10% to 20% returns?

Casino business is just another business. Numerous academic study has shown that in US history of past many decades, majority of companies can not maintain more than 20% of return on equity over the long run. Many companies are operating under loss, a negative return on equity. If you read books on Warren Buffet method of Philip Fisher method, you will know that they are experts in identifying those small group of high return on equity stocks. But for most companies, they are not as good as the stocks in which Buffet or Fisher invested.

Competitive economics is also at play here. If a company can make more than 20% of return consistently, the competition will heat up and more smart businessmen will enter this field to drive down the return.

If you think of value investing as special kind of business, you will realize how hard it is to maintain 20% return for the long run, as Warren Buffet achieved over past 50 years. Very few investors can do that. Value investing business is just as competitive as other business. Let's face it, if value investing is not competitive and easy to make big money consistently, many smart business guys out there in US will liquidate their own company and start their investment firm instead.

Component # 3 - right tools - new way to find great picks

Peter Lynch mentioned many methods to get the stock leads and identify the big winners in his book "One up in Wall Street". Tips from wife, tips from friends can land you the great stock idea. Although his methods are very valid, there are new ways to find that great pick in this internet stage: Software Data Mining.

It is quite fortunate that I am a data mining expert myself. If you are good at data mining, you can do yourself well too. You can design and fine-tune your data mining tools to get the leads you want and make big money by getting ahead of crowds.

A successful value investor really has to find great pick ahead of big guys and move fast in order to make big money. In this internet stage, big guys such as mutual funds or hedge funds really have no advantage over small guys or small firms such as BlastInvest. At BlastInvest, we do stock data mining with our in-house software just as good as those big guys, if not better. Sarbane Oxley new law also helped individual investors and small firms like BlastInvest a lot because most of public companies now disclose information to public and to big institutions simultaneously through conference calls or press releases. Insiders now also have to report insider buying and selling within couple of days of transaction instead of several months before. Whenever insiders buy or sell, You need to know that immediately within a few days. You want to buy when insiders buy and you may want to sell when insiders are selling too.

Don't despair if you do not know how to program software yourself. There are lots of tools and services out there to help you out. Here I want to talk about the most useful tools out there.

(1) Valuation screening tool. You need at least one tool for screening against value metrics for you. Yahoo stock screening is very useful tool and it is free.

(2) Insider buying tool. This is must-have tool to get you the latest insider buying stocks. There are many offering there, fee-based or free. We offer free insider-buying weekly service as well at BlastInvest.

(3) Strategy screen. Validea.com offers an interesting stock screening tool that can screen based on methods of Ben Graham, Warren Buffet, or Peter Lynch. It has limitations too. I have used it and found that its Warren Buffet tool is not working well and its Ben Graham strategy screening is only looking for "defensive" type of stocks, not the "enterprising investor" type of stocks. My BIRTP newsletter is really geared toward "enterprising investor" type of stocks rather than "defensive investor" type of stocks. Heck, still Validea is best kind of tool available at affordable price in this category.

Final thought

If you follow up with my above 3 components of value investing, you are on your path for financial freedom.

However, if you can not do as I stated above, do not naively believe that you can make big money alone in stock market mainly by hunch. Buy the stock screening tools if necessary, get the professional help from real experts and consider my newsletter BIRTP as well.

HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.addyou.info/article/118174/addyou-3-Components-Needed-for-Beating-the-Market.html">3 Components Needed for Beating the Market</a>

BB link (for phorums):
[url=http://www.addyou.info/article/118174/addyou-3-Components-Needed-for-Beating-the-Market.html]3 Components Needed for Beating the Market[/url]

Metal stamping dies are the devices used in metal stamping machines. Each metal stamping machine can have one or more than one dies depending on the kind of machine. Dies are the main components in metal stamping machines that do the actual casting, punching, cutting and shaping of the metal sheet.

When writing content for your website you need to determine how much of a good thing is just ‘too much’. Some business rush to stuff their content with keywords in hopes the strategy will gain attention from search engine rankings. What is a good policy for the use of keywords?

Personal loans are becoming a popular loan option in the UK. Britons prefer personal loans to consolidate their existing credit card debts. The interest rates for personal loans are much lower as compared to the credit cards.

Tags

Links

Add You - 3 Components Needed for Beating the Market

Related Articles: