Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with

Your credit score is 550 and dropping, you live in northern California where the average home price is $600,000. The good news is your new career has a high income level and you earn between $7,800 to $8,200 per month.

You are single and your tax lady told you to purchase a home or plan on paying Uncle Sam 20% or more of your income each month. You have nothing against Uncle Sam, but you don't want to give up $1700 to $1900 a month.

Your credit score is low because of the divorce, there was no alimony or child support involved. So now you are wondering, who's going to give a truck driver, with poor credit a home loan?

There are Lenders called Sub-prime Lenders who make loans to people with sub-prime credit. You will need to pay your closing cost and perhaps you can locate a seller who will finance the down payment, or if you purchase in Oakland, California, the city will provide a $50,000 Down Payment Assistance. (The water front condos in Oakland are great) Yes, the interest rate is higher for sub-prime loans, however, after you pay your mortgage (on-time) for 12 months or more, you can qualify for a lower rate. Talk to your Mortgage Broker and be sure to get a loan (if possible) without a pre-payment penalty.

(Check with your city to find out if they offer a First Time Home Buyers Down Payment Assistance Program)

Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with

each month. You have nothing against Uncle Sam, but you don't want to give up $1700 to $1900 a month.

Your credit score is low because of the divorce, there was no alimony or child support involved. So now you are wondering, who's going to give a truck driver, with poor credit a home loan?

There are Lenders called Sub-prime Lenders who make loans to people with sub-prime credit. You will need to pay your closing cost and perhaps you can locate a seller who will finance the down payment, or if you purchase in Oakland, California, the city will provide a $50,000 Down Payment Assistance. (The water front condos in Oakland are great) Yes, the interest rate is higher for sub-prime loans, however, after you pay your mortgage (on-time) for 12 months or more, you can qualify for a lower rate. Talk to your Mortgage Broker and be sure to get a loan (if possible) without a pre-payment penalty.

(Check with your city to find out if they offer a First Time Home Buyers Down Payment Assistance Program)

Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with

ders who make loans to people with sub-prime credit. You will need to pay your closing cost and perhaps you can locate a seller who will finance the down payment, or if you purchase in Oakland, California, the city will provide a $50,000 Down Payment Assistance. (The water front condos in Oakland are great) Yes, the interest rate is higher for sub-prime loans, however, after you pay your mortgage (on-time) for 12 months or more, you can qualify for a lower rate. Talk to your Mortgage Broker and be sure to get a loan (if possible) without a pre-payment penalty.

(Check with your city to find out if they offer a First Time Home Buyers Down Payment Assistance Program)

Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with

r for sub-prime loans, however, after you pay your mortgage (on-time) for 12 months or more, you can qualify for a lower rate. Talk to your Mortgage Broker and be sure to get a loan (if possible) without a pre-payment penalty.

(Check with your city to find out if they offer a First Time Home Buyers Down Payment Assistance Program)

Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with

Keep driving your old truck and when you refinance your primary residences in 12 months, you might want to purchase a small investment property for rental purposes as well .......... do this every 18 months and before you know it you will have a solid seven figure net worth..... and just to think your wealth building started out with a credit score of 550!